tonya wright

I haven't personally called the phone numbers below to verify them. But
making photo copies of your credit cards is a good idea even if the phone
numbers below are bogus.

Tonya


> >
> >For once here is some Internet info that may actually be helpful to us
>:
> >
>Place the contents of your wallet on a photocopy machine, do
> >both sides of each license, credit card, etc. You will know what you
>had
> >in your wallet and all of the account numbers and phone numbers to call
>and
> >cancel. Keep the photocopy in a safe place.
>A corporate attorney sent this out to the employees in his company. I
>pass
>it along, for your information.
>We've all heard horror stories about fraud that's committed
>us in your name, address, SS#, credit, etc. Unfortunately I (the author
>of
>this piece who happens to be an attorney) have firsthand knowledge,
>because
>my wallet was stolen last month and within a week the thieves) ordered
>an
>expensive monthly cell phone package, applied for a VISA credit card,
>had a
>credit line approved to buy a Gateway computer, received a PIN number
>from
>DMV to change my driving record information online, and more.
>But here's some critical information to limit the damage in
>case this happens to you or someone you know. As everyone always
>advises,
>cancel your credit cards immediately, but the key is having the toll
>free
>numbers and your card numbers handy so you know whom to call. Keep those
>where you can find them easily. But also file a police report
>immediately
>in the jurisdiction where it was stolen, this proves to credit
>providers
>you were diligent, and is a first step toward an investigation (if there
>ever is one).
>
>But here's what is perhaps most important: (I never ever
>thought to do this) Call the three national credit reporting
>organizations
>immediately to place a fraud alert on your name and SS#.
>I had never heard of doing that until advised by a bank that
> >called to tell me an application for credit was made over the Internet
>in
> >my name. The alert means any company that checks your credit knows
>your
> >information was stolen and they have to contact you by phone to
>authorize
> >new credit. By the time I was advised to do this, almost 2 weeks after
>the
> >theft, all the damage had been done.
>There are records of all the credit checks initiated by the
>thieves' purchases, none of which I knew about before placing the alert.
>Since then, no additional damage has been done, and the thieves threw my
>wallet away this weekend (someone turned it in). It seems to have
>stopped
>them in their tracks.
>The numbers are:
> Equifax: 1-800-525-6285
> Experian (formerly TRW): 1-888-397-3742
> Trans Union: 1-800-680-7289
> Social Security Administration (fraud line): 1-800-269-0271
> >
>We pass along jokes; we pass along just about everything. Do
>think about passing this information along. It could really help
>someone.
>I have copied all the addresses, account numbers, and phone
>numbers of all my credit cards, driver license, debit cards, etc. and
>placed
>a copy in my important papers and on my computer. Very similar to the
>above
>information. I've also made copies and gave to my wife, in case
>something
>happens to me.
>
>Yeah, I can hear some of you say, "That will take too much time to do"!
>Imagine the time it'll take you to do it after something happens.
>The 30 minutes it took me, is well spent.




The secret to life isn't getting what you want it's wanting it once you get
it-Katherine Hepburn in "Love Affair"

Remember starting the fire is easy, the hardest part is learning how to keep
the flame-Stevie Nicks "Love's A Hard Game To Play" Timespace


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