kalima

Ouch! That is high. Now I understand why my son's plastic surgeon (7
year old had a cleft lip and has a cleft upper gum) charges me $110 for
15 mins of his time. He is still paying off his loans and for insurance.

Here again is where I think trade school is great. I was just looking at
my husband's school loan stuff when I was cleaning out the file cabinet
and I didnt realize he only spent 12 grand on school. Not bad really. To
us at the time it seemed like huge amounts of money (we were 21 with 2
toddlers and a 3rd on the way). Of course this was for Graphic Design
like I said before most of what he does now he learned from working with
company after company and having them put him threw training and paying
for it as well.

I hope the system changes too. I would love to see college cost a lot
less. That would be nice.



--
Shelly

Sarah Carothers

On Wed, 23 Jan 2002 23:40:42 -0500, kalima wrote:
>Ouch! That is high. Now I understand why my son's
>plastic surgeon (7
>year old had a cleft lip and has a cleft upper gum)
>charges me $110 for
>15 mins of his time. He is still paying off his
>loans and for insurance.

I've searched all my shelves for that book so it must have been one I
checked out at the library. I'll keep looking for the exact figures
and will post them then. I just remember being floored by the amount
of insurance these doctors have to pay. Some pay less, others pay
more. I think $50,000 was the average for a general surgeon. Brain
surgeons were much, much higher. Regular MD's were less, etc. If it
was a specialty doc, though, the numbers were high.
So, yes, doctors make a lot of money. But they also have a tremendous
school debt to pay off and insurance premiums to pay and on and on.

--
Sarah Carothers, puddles@... on 01/23/2002



[Non-text portions of this message have been removed]

Leslie Moyer

I know I have a terribly unrealistic view of college costs and I'm sure it
will jump up to bite me one of these days....soon. But my husband and I
both went through college and between the two of us we only had $300 in
student loans. He went for 5 years and was there on a disability
scholarship for a knee injury. My parents paid for one semester, then I
lived on my own long enough that when I went back to the university a year
later I was "independent" and qualified for Pell grants for all except part
of summer school on semester. My husband's knee injury was fairly serious,
but he's 40 and just hiked 90 miles in the mountains last summer (plus much
more physical stuff with Scouts), so it obviously doesn't hamper him much (a
few rainy day aches, on occasion). But his senior year in high school, the
state dept. of vocational rehabilitation came to his school *begging* people
to apply for state disability funds. He comes from a small rural county
(MO) and there aren't that many who go to college...they had money to burn.
So he got a full scholarship that would have paid everything for as long as
he wanted to go to college.

As I said...I know it is unrealistic and I know that grant money has been
cut way down in the last decade or so, but I just can't get serious about
thinking about paying for college yet.

Somebody slap me!
:-)
Leslie Moyer

Lynda

There is absolutely scads of money out there for college! The problem is
you have to work for it, as in research and sending out tons of apps. Most
kids aren't willing to do that. There are dozens of scholarships that go
unclaimed every year at most colleges. Why, because no one wants to apply
for them because they aren't worth the bother, they are only $100 or $200
each.

Well, when I went back to school (just 10 year ago), I went through the
financial aide office like a cloud of locusts and ended up receiving checks
between Pell and the scholarships that totaled over $1200 a month plus a
book grant, fees grant, daycare grant (didn't need), transportation/mileage
grants, supplies grant and what and all else I don't remember, oh and an
on-campus employment grant which was another $800 a month!

And some of them are sooooo simple. I got one for $500. Why? Because I
took a Physical Science class and passed it with a grade of "C" or better!

Lynda
----- Original Message -----
From: "Leslie Moyer" <LeslieMoyer@...>
To: <[email protected]>
Sent: Wednesday, January 23, 2002 9:29 PM
Subject: RE: [Unschooling-dotcom] student loans


>
> I know I have a terribly unrealistic view of college costs and I'm sure it
> will jump up to bite me one of these days....soon. But my husband and I
> both went through college and between the two of us we only had $300 in
> student loans. He went for 5 years and was there on a disability
> scholarship for a knee injury. My parents paid for one semester, then I
> lived on my own long enough that when I went back to the university a year
> later I was "independent" and qualified for Pell grants for all except
part
> of summer school on semester. My husband's knee injury was fairly
serious,
> but he's 40 and just hiked 90 miles in the mountains last summer (plus
much
> more physical stuff with Scouts), so it obviously doesn't hamper him much
(a
> few rainy day aches, on occasion). But his senior year in high school,
the
> state dept. of vocational rehabilitation came to his school *begging*
people
> to apply for state disability funds. He comes from a small rural county
> (MO) and there aren't that many who go to college...they had money to
burn.
> So he got a full scholarship that would have paid everything for as long
as
> he wanted to go to college.
>
> As I said...I know it is unrealistic and I know that grant money has been
> cut way down in the last decade or so, but I just can't get serious about
> thinking about paying for college yet.
>
> Somebody slap me!
> :-)
> Leslie Moyer
>
>
>
> Message boards, timely articles, a free newsletter and more!
> Check it all out at: http://www.unschooling.com
>
> To unsubscribe, set preferences, or read archives:
> http://groups.yahoo.com/group/Unschooling-dotcom
>
> Another great list sponsored by Home Education Magazine!
> http://www.home-ed-magazine.com
>
>
>
> Your use of Yahoo! Groups is subject to http://docs.yahoo.com/info/terms/
>
>

Pat Cald...

Lynda, I hope you are still on this list when it is time for my kids to apply to college. We are going to be picking your brains on how to get all those scholarships!

Pat
----- Original Message -----
From: Lynda
To: [email protected]
Sent: Thursday, January 24, 2002 2:03 AM
Subject: Re: [Unschooling-dotcom] student loans


There is absolutely scads of money out there for college! The problem is
you have to work for it, as in research and sending out tons of apps. Most
kids aren't willing to do that. There are dozens of scholarships that go
unclaimed every year at most colleges. Why, because no one wants to apply
for them because they aren't worth the bother, they are only $100 or $200
each.

Well, when I went back to school (just 10 year ago), I went through the
financial aide office like a cloud of locusts and ended up receiving checks
between Pell and the scholarships that totaled over $1200 a month plus a
book grant, fees grant, daycare grant (didn't need), transportation/mileage
grants, supplies grant and what and all else I don't remember, oh and an
on-campus employment grant which was another $800 a month!

And some of them are sooooo simple. I got one for $500. Why? Because I
took a Physical Science class and passed it with a grade of "C" or better!

Lynda
----- Original Message -----
From: "Leslie Moyer" <LeslieMoyer@...>
To: <[email protected]>
Sent: Wednesday, January 23, 2002 9:29 PM
Subject: RE: [Unschooling-dotcom] student loans


>
> I know I have a terribly unrealistic view of college costs and I'm sure it
> will jump up to bite me one of these days....soon. But my husband and I
> both went through college and between the two of us we only had $300 in
> student loans. He went for 5 years and was there on a disability
> scholarship for a knee injury. My parents paid for one semester, then I
> lived on my own long enough that when I went back to the university a year
> later I was "independent" and qualified for Pell grants for all except
part
> of summer school on semester. My husband's knee injury was fairly
serious,
> but he's 40 and just hiked 90 miles in the mountains last summer (plus
much
> more physical stuff with Scouts), so it obviously doesn't hamper him much
(a
> few rainy day aches, on occasion). But his senior year in high school,
the
> state dept. of vocational rehabilitation came to his school *begging*
people
> to apply for state disability funds. He comes from a small rural county
> (MO) and there aren't that many who go to college...they had money to
burn.
> So he got a full scholarship that would have paid everything for as long
as
> he wanted to go to college.
>
> As I said...I know it is unrealistic and I know that grant money has been
> cut way down in the last decade or so, but I just can't get serious about
> thinking about paying for college yet.
>
> Somebody slap me!
> :-)
> Leslie Moyer
>
>
>
> Message boards, timely articles, a free newsletter and more!
> Check it all out at: http://www.unschooling.com
>
> To unsubscribe, set preferences, or read archives:
> http://groups.yahoo.com/group/Unschooling-dotcom
>
> Another great list sponsored by Home Education Magazine!
> http://www.home-ed-magazine.com
>
>
>
> Your use of Yahoo! Groups is subject to http://docs.yahoo.com/info/terms/
>
>


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