First day of school for Kirby
[email protected]
Kirby starts driver's ed in a week. Intensive nine-days-in-a-row course,
just half a mile from our house. I told him I might want to buy him new
clothes, take his picture, get him a new lunchbox, and walk him in and tell
the teacher it was his first day of school, and to be really nice to him.
At sixteen, he just wasn't as excited about it as I was. <g>
Kirby was so calm about waiting until later, later to take driver's ed. No
pressure from school friends, no big hurry. And he's busy four afternoons a
week, with karate and working at the gaming shop, and after school hours are
the regular driver's ed times here. The public schools in Albuquerque don't
teach driver's ed, it's all done through private schools, but the schools
cater to school kids so there aren't morning classes, and Kirby isn't allowed
into the adult classes.
So soon our insurance will go up (way up) and I'll start sharing my van.
Keith has talked about buying a third car every day for over a week, talked
with each kid, looked at what the credit union is offering in way of
re-possession, and last night he had a bad car-buying dream. Poor Keith.
I think Kirby will be a really good driver, because he's totally
rules-conscious and cautious.
Sandra
just half a mile from our house. I told him I might want to buy him new
clothes, take his picture, get him a new lunchbox, and walk him in and tell
the teacher it was his first day of school, and to be really nice to him.
At sixteen, he just wasn't as excited about it as I was. <g>
Kirby was so calm about waiting until later, later to take driver's ed. No
pressure from school friends, no big hurry. And he's busy four afternoons a
week, with karate and working at the gaming shop, and after school hours are
the regular driver's ed times here. The public schools in Albuquerque don't
teach driver's ed, it's all done through private schools, but the schools
cater to school kids so there aren't morning classes, and Kirby isn't allowed
into the adult classes.
So soon our insurance will go up (way up) and I'll start sharing my van.
Keith has talked about buying a third car every day for over a week, talked
with each kid, looked at what the credit union is offering in way of
re-possession, and last night he had a bad car-buying dream. Poor Keith.
I think Kirby will be a really good driver, because he's totally
rules-conscious and cautious.
Sandra
[email protected]
In a message dated 3/15/2003 9:35:29 AM Eastern Standard Time,
SandraDodd@... writes:
straight "A" student. I said he was homeschooled---and that we don't give
grades---what should we do? She was flabbergasted--but asked whether we could
make up something! <G> I said, he gets "straight A's" in LIFE. She said that
was good enough! <BWG>
~Kelly
[Non-text portions of this message have been removed]
SandraDodd@... writes:
> So soon our insurance will go up (way up) and I'll start sharing my van.Our insurance will go up, but we could save more than HALF is our son is a
>
straight "A" student. I said he was homeschooled---and that we don't give
grades---what should we do? She was flabbergasted--but asked whether we could
make up something! <G> I said, he gets "straight A's" in LIFE. She said that
was good enough! <BWG>
~Kelly
[Non-text portions of this message have been removed]
[email protected]
In a message dated 3/15/03 10:01:13 AM Eastern Standard Time,
kbcdlovejo@... writes:
Pam G.
[Non-text portions of this message have been removed]
kbcdlovejo@... writes:
> >I said, he gets "straight A's" in LIFE. She said thatToo cool. The cool part is that it was accepted.
> was good enough! <BWG>
>
>
Pam G.
[Non-text portions of this message have been removed]
Barb Eaton
I think Michael will be a good driver too. He just finished up the in
class part. He'll get a call next week for the in car. I'm taking him out
today for a while. He said he wants to start in a empty parking lot. LOL! We
have a Mall that closed and a huge empty lot. <G> The 50 hrs with me will be
a challenge. We need to take a trip to rack up the miles. ;-) I'm glad it's
spring.
Barb E
"We live in a wonderful world that is full of beauty,
charm and adventure. There is no end to the adventures
that we can have if only we seek them with our eyes open."
- Jawaharlal Nehru, Prime Minister of India
on 3/15/03 9:34 AM, SandraDodd@... at SandraDodd@... wrote:
class part. He'll get a call next week for the in car. I'm taking him out
today for a while. He said he wants to start in a empty parking lot. LOL! We
have a Mall that closed and a huge empty lot. <G> The 50 hrs with me will be
a challenge. We need to take a trip to rack up the miles. ;-) I'm glad it's
spring.
Barb E
"We live in a wonderful world that is full of beauty,
charm and adventure. There is no end to the adventures
that we can have if only we seek them with our eyes open."
- Jawaharlal Nehru, Prime Minister of India
on 3/15/03 9:34 AM, SandraDodd@... at SandraDodd@... wrote:
> Kirby starts driver's ed in a week.
>
> I think Kirby will be a really good driver, because he's totally
> rules-conscious and cautious.
>
> Sandra
>
[email protected]
In a message dated 3/15/03 8:01:18 AM, kbcdlovejo@... writes:
<< Our insurance will go up, but we could save more than HALF is our son is a
straight "A" student. I said he was homeschooled---and that we don't give
grades---what should we do? She was flabbergasted--but asked whether we could
make up something! <G> I said, he gets "straight A's" in LIFE. She said that
was good enough! <BWG> >>
I'll mention to Keith that he should try that when he calls them.
I have considered our loss of honor-roll benefits, but I figure the cost of
school would've been way higher than the cost of additional insurance. Even
public school costs for fees, sports/music uniforms or at least parts
thereof, lunches, the right clothes and binders and backpacks and field trip
stuff. So I don't mind paying a "penalty" for having kept my kids intact.
<g>
Sandra
<< Our insurance will go up, but we could save more than HALF is our son is a
straight "A" student. I said he was homeschooled---and that we don't give
grades---what should we do? She was flabbergasted--but asked whether we could
make up something! <G> I said, he gets "straight A's" in LIFE. She said that
was good enough! <BWG> >>
I'll mention to Keith that he should try that when he calls them.
I have considered our loss of honor-roll benefits, but I figure the cost of
school would've been way higher than the cost of additional insurance. Even
public school costs for fees, sports/music uniforms or at least parts
thereof, lunches, the right clothes and binders and backpacks and field trip
stuff. So I don't mind paying a "penalty" for having kept my kids intact.
<g>
Sandra
Heidi Wordhouse-Dykema
>stuff. So I don't mind paying a "penalty" for having kept my kids intact.No need to pay a penalty. Just fax the insurance company a letter, on your
'school letterhead' stating that s/he carries an A average and sign it as
the 'principal' or headmistress or somesuch.
That's all you've got to do. At least with Allstate. Maybe dif. with
other insurance providers?
Heidi
Lucie Caunter
Ooh, that's so sweet. My twins turned sixteen two weeks ago and they
were talking about taking driver's ed. I wonder if they do hallmark
cards for first day of school? I would probably end up sandwiched with
a barrage of sarcastic remarks, but it would be fun...
I think my twins would be cautious drivers also.
I don't suppose insurance would give us group discount? No twins'
discount in insurance? The cost is more likely to hit through the roof
for us...
Lucie
SandraDodd@... wrote:
were talking about taking driver's ed. I wonder if they do hallmark
cards for first day of school? I would probably end up sandwiched with
a barrage of sarcastic remarks, but it would be fun...
I think my twins would be cautious drivers also.
I don't suppose insurance would give us group discount? No twins'
discount in insurance? The cost is more likely to hit through the roof
for us...
Lucie
SandraDodd@... wrote:
>Kirby starts driver's ed in a week. Intensive nine-days-in-a-row course,
>just half a mile from our house. I told him I might want to buy him new
>clothes, take his picture, get him a new lunchbox, and walk him in and tell
>the teacher it was his first day of school, and to be really nice to him.
>
>At sixteen, he just wasn't as excited about it as I was. <g>
>
>Kirby was so calm about waiting until later, later to take driver's ed. No
>pressure from school friends, no big hurry. And he's busy four afternoons a
>week, with karate and working at the gaming shop, and after school hours are
>the regular driver's ed times here. The public schools in Albuquerque don't
>teach driver's ed, it's all done through private schools, but the schools
>cater to school kids so there aren't morning classes, and Kirby isn't allowed
>into the adult classes.
>
>So soon our insurance will go up (way up) and I'll start sharing my van.
>Keith has talked about buying a third car every day for over a week, talked
>with each kid, looked at what the credit union is offering in way of
>re-possession, and last night he had a bad car-buying dream. Poor Keith.
>
>I think Kirby will be a really good driver, because he's totally
>rules-conscious and cautious.
>
>Sandra
>
>
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>
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>
>
Shyrley
Lucie Caunter wrote:
loose in cars unaccompanied?
Back home you can start to learn at 17. Cannot drive alone and must pass a written exam (we
don't have driver ed in school - your parents teach you or you pay for classes) and then a
grueling one hour on-road driving test.
When I moved to VA I had to take the driving test here cos they didn't recognise my English
lisence. 5 minutes around the block, no lights, no left turns, no manouvers. I was amazed
that people are allowed out in a 2 ton vehicle with just that!
I remember taking my test back home when I was 23 and pregnant with number 1. After that I
didn't drive again for 5 years.
I'm kinda hoping my kids wont want to learn to drive. I'd be too nervous teaching them
myself and we wont have a car anyway so that would make it tricky ;-)
But Heather is only 10 so we have 7 or more years to worry about that particular bridge :-)
Shyrley
> Ooh, that's so sweet. My twins turned sixteen two weeks ago and theyWhat age do kids drive here? You're all talking of 15 and 16 year olds! Are they really let
> were talking about taking driver's ed. I wonder if they do hallmark
> cards for first day of school? I would probably end up sandwiched with
> a barrage of sarcastic remarks, but it would be fun...
> I think my twins would be cautious drivers also.
> I don't suppose insurance would give us group discount? No twins'
> discount in insurance? The cost is more likely to hit through the roof
> for us...
> Lucie
>
loose in cars unaccompanied?
Back home you can start to learn at 17. Cannot drive alone and must pass a written exam (we
don't have driver ed in school - your parents teach you or you pay for classes) and then a
grueling one hour on-road driving test.
When I moved to VA I had to take the driving test here cos they didn't recognise my English
lisence. 5 minutes around the block, no lights, no left turns, no manouvers. I was amazed
that people are allowed out in a 2 ton vehicle with just that!
I remember taking my test back home when I was 23 and pregnant with number 1. After that I
didn't drive again for 5 years.
I'm kinda hoping my kids wont want to learn to drive. I'd be too nervous teaching them
myself and we wont have a car anyway so that would make it tricky ;-)
But Heather is only 10 so we have 7 or more years to worry about that particular bridge :-)
Shyrley
[email protected]
In a message dated 3/15/03 7:40:31 PM, lucie.caunter@... writes:
<< I don't suppose insurance would give us group discount? No twins'
discount in insurance? The cost is more likely to hit through the roof
for us... >>
If you'd only named them the very same name...
They could take turns driving.
Sandra
<< I don't suppose insurance would give us group discount? No twins'
discount in insurance? The cost is more likely to hit through the roof
for us... >>
If you'd only named them the very same name...
They could take turns driving.
Sandra
[email protected]
In a message dated 3/15/03 7:53:37 PM, shyrley.williams@... writes:
<< Are they really let
loose in cars unaccompanied? >>
I was driving alone at 15. I could have done it at 14 and 9 months, because
I was an *honor student* (read that with the proper sing-song voice), but I
was also not in driver's ed until summer, when I turned 15 anyway. In those
days, any 16 year old could get a learner's permit and learn on his own, but
if you were younger than 16 you had to take driver's ed.
But laws change, and the current deal in New Mexico is NOBODY younger than 18
can get a license without drivers' ed. Nobody can get a learner's permit
without being enrolled in an approved driver's ed course.
Then there is the two-tiered licensing system. The learner's permit requires
fifty hours with a licensed driver (various will do) who is over 18 and has
had a license for at least three years. There's a little folder in which the
drivers initial. Ten of those hours have to be at night. They also have to
drive with the driving instructor for (I think) five hours (maybe three, or
maybe three sessions shorter than an hour?) but that's after they finish the
course.
After all that they can get a provisional license.
Provisional has to be used for at least six months. Or rather, they can't go
to a full license unless they have been free of citations for six months. So
a provisional could last until a kid was 18 if he gets a ticket each six
months.
During provisional days, they can't drive after midnight, can only have one
minor person in the car who is not a family member. So a teen can drive one
other teen, or someone else's sister or brother, but can't take a teen friend
and that friend's sibling,arty the one mile to Active Imagination. So Kirby
will be able to take his girlfriend out alone, but couldn't legally take her
AND her teenaged brother who has been their best chaperone. The purpose is
to keep gangs of kids from cruising. But the practical limitations mean it
creates single-couple dates, instead of a group of friends or a double date
situation. I'm not crazy about that. Not so much about Kirby himself, but
in general, for a girl who would rather NOT be alone with a guy, but the
state says he can only take ONE person in his car who's not related to him.
On the other hand, unless a kid needs a full license as part of a job
requirement, keeping a provisional a long time isn't much problem (unless
there's something about it I don't know), especially for Kirby who will turn
17 this summer.
Sandra
<< Are they really let
loose in cars unaccompanied? >>
I was driving alone at 15. I could have done it at 14 and 9 months, because
I was an *honor student* (read that with the proper sing-song voice), but I
was also not in driver's ed until summer, when I turned 15 anyway. In those
days, any 16 year old could get a learner's permit and learn on his own, but
if you were younger than 16 you had to take driver's ed.
But laws change, and the current deal in New Mexico is NOBODY younger than 18
can get a license without drivers' ed. Nobody can get a learner's permit
without being enrolled in an approved driver's ed course.
Then there is the two-tiered licensing system. The learner's permit requires
fifty hours with a licensed driver (various will do) who is over 18 and has
had a license for at least three years. There's a little folder in which the
drivers initial. Ten of those hours have to be at night. They also have to
drive with the driving instructor for (I think) five hours (maybe three, or
maybe three sessions shorter than an hour?) but that's after they finish the
course.
After all that they can get a provisional license.
Provisional has to be used for at least six months. Or rather, they can't go
to a full license unless they have been free of citations for six months. So
a provisional could last until a kid was 18 if he gets a ticket each six
months.
During provisional days, they can't drive after midnight, can only have one
minor person in the car who is not a family member. So a teen can drive one
other teen, or someone else's sister or brother, but can't take a teen friend
and that friend's sibling,arty the one mile to Active Imagination. So Kirby
will be able to take his girlfriend out alone, but couldn't legally take her
AND her teenaged brother who has been their best chaperone. The purpose is
to keep gangs of kids from cruising. But the practical limitations mean it
creates single-couple dates, instead of a group of friends or a double date
situation. I'm not crazy about that. Not so much about Kirby himself, but
in general, for a girl who would rather NOT be alone with a guy, but the
state says he can only take ONE person in his car who's not related to him.
On the other hand, unless a kid needs a full license as part of a job
requirement, keeping a provisional a long time isn't much problem (unless
there's something about it I don't know), especially for Kirby who will turn
17 this summer.
Sandra
Lucie Caunter
In Ontario the rules are changing. They can take their driver's license
and exam.. But they will get a restricted license. I don't have all the
info yet, but I think they won't be able to drive at night alone until
18 (age of majority, adult). The advantage with taking the course and
exam earlier is that by the time they do get their full license and or
can afford their own vehicle, they've been a driver ( hopefully
considering the driving restriction) without accident for a few years.
Their own insurance shouldn't be as bad.
Lucie
Shyrley wrote:
and exam.. But they will get a restricted license. I don't have all the
info yet, but I think they won't be able to drive at night alone until
18 (age of majority, adult). The advantage with taking the course and
exam earlier is that by the time they do get their full license and or
can afford their own vehicle, they've been a driver ( hopefully
considering the driving restriction) without accident for a few years.
Their own insurance shouldn't be as bad.
Lucie
Shyrley wrote:
>Lucie Caunter wrote:[Non-text portions of this message have been removed]
>
>
>
>>Ooh, that's so sweet. My twins turned sixteen two weeks ago and they
>>were talking about taking driver's ed. I wonder if they do hallmark
>>cards for first day of school? I would probably end up sandwiched with
>>a barrage of sarcastic remarks, but it would be fun...
>>I think my twins would be cautious drivers also.
>>I don't suppose insurance would give us group discount? No twins'
>>discount in insurance? The cost is more likely to hit through the roof
>>for us...
>>Lucie
>>
>>
>>
>
>What age do kids drive here? You're all talking of 15 and 16 year olds! Are they really let
>loose in cars unaccompanied?
>Back home you can start to learn at 17. Cannot drive alone and must pass a written exam (we
>don't have driver ed in school - your parents teach you or you pay for classes) and then a
>grueling one hour on-road driving test.
>When I moved to VA I had to take the driving test here cos they didn't recognise my English
>lisence. 5 minutes around the block, no lights, no left turns, no manouvers. I was amazed
>that people are allowed out in a 2 ton vehicle with just that!
>I remember taking my test back home when I was 23 and pregnant with number 1. After that I
>didn't drive again for 5 years.
>I'm kinda hoping my kids wont want to learn to drive. I'd be too nervous teaching them
>myself and we wont have a car anyway so that would make it tricky ;-)
>But Heather is only 10 so we have 7 or more years to worry about that particular bridge :-)
>
>Shyrley
>
>
>
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>[email protected]
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>
>
Lucie Caunter
Oh, that's good too. Why didn't we think of that!
Nawh, that wouldn't work. One has blue eyes and blond hair. The other
has brown eyes and brown hair. One is 4'' taller than the other. The
picture on the driver's license would be a problem.
Lucie
SandraDodd@... wrote:
Nawh, that wouldn't work. One has blue eyes and blond hair. The other
has brown eyes and brown hair. One is 4'' taller than the other. The
picture on the driver's license would be a problem.
Lucie
SandraDodd@... wrote:
>In a message dated 3/15/03 7:40:31 PM, lucie.caunter@... writes:
>
><< I don't suppose insurance would give us group discount? No twins'
>discount in insurance? The cost is more likely to hit through the roof
>for us... >>
>
>If you'd only named them the very same name...
>They could take turns driving.
>
>Sandra
>
>
>To unsubscribe from this group, send an email to:
>[email protected]
>
>
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>
>
>
>
>
Shyrley
Lucie Caunter wrote:
with a full licence in the car. They cannot drive alone until they've passed the driving exam
which has been called one of the most grueling in the world - 50% fail first time.
It seems like that in Virginia, when you turn 15 and however many months you can get your
learner permit and off you go. It worries me as a driver, a cyclist (and I am very vunerable if
people lose concentration for 1 second) and a mother - all them young inexperienced people in
charge of 2 tons of metal.
It should be made much harder to be allowed to drive. I think people take cars for granted so
much they forget that they are dangerous machines with the potential to kill. Road death figures
for the US alone run at 40,000a year. I couldn't find the numbers for injuries but they must run
into hundred's of thousands and most accidents are the result of carelessness and
inattentiveness.
Talking of which, I was cycling the other day and the traffic was heavy and slow so I was
keeping up with some woman in a sporty car. She was on the phone, eating a hamburger and
drinking coffee all at the same time. She must have been driving with her knees! Now admittedly
we were doing about 23 mph but cars can kill at that speed. Fortunately Virginia is outlawing
mobile phone use when driving as some states have already done. Now, if only they could deal
with computer use, putting on make-up at 50 mph (I kid you not!) turning round to find something
on the back seat and reading a book......
Shyrley
> In Ontario the rules are changing. They can take their driver's licenseI think its the driving alone as a learner that bothers me. In the UK learners must have someone
> and exam.. But they will get a restricted license. I don't have all the
> info yet, but I think they won't be able to drive at night alone until
> 18 (age of majority, adult). The advantage with taking the course and
> exam earlier is that by the time they do get their full license and or
> can afford their own vehicle, they've been a driver ( hopefully
> considering the driving restriction) without accident for a few years.
> Their own insurance shouldn't be as bad.
> Lucie
>
> Shyrley wrote:
>
with a full licence in the car. They cannot drive alone until they've passed the driving exam
which has been called one of the most grueling in the world - 50% fail first time.
It seems like that in Virginia, when you turn 15 and however many months you can get your
learner permit and off you go. It worries me as a driver, a cyclist (and I am very vunerable if
people lose concentration for 1 second) and a mother - all them young inexperienced people in
charge of 2 tons of metal.
It should be made much harder to be allowed to drive. I think people take cars for granted so
much they forget that they are dangerous machines with the potential to kill. Road death figures
for the US alone run at 40,000a year. I couldn't find the numbers for injuries but they must run
into hundred's of thousands and most accidents are the result of carelessness and
inattentiveness.
Talking of which, I was cycling the other day and the traffic was heavy and slow so I was
keeping up with some woman in a sporty car. She was on the phone, eating a hamburger and
drinking coffee all at the same time. She must have been driving with her knees! Now admittedly
we were doing about 23 mph but cars can kill at that speed. Fortunately Virginia is outlawing
mobile phone use when driving as some states have already done. Now, if only they could deal
with computer use, putting on make-up at 50 mph (I kid you not!) turning round to find something
on the back seat and reading a book......
Shyrley
Kate Green
Now, if
driving -- that was interesting:)
Here in the UAE most people drive with a mobile phone and often a child in
their lap!
Kate
>only they could dealI once saw a woman in Tennessee plucking her chin hairs with tweezers while
> with computer use, putting on make-up at 50 mph (I kid you not!) turning
>round to find something
> on the back seat and reading a book......
>
> Shyrley
driving -- that was interesting:)
Here in the UAE most people drive with a mobile phone and often a child in
their lap!
Kate
>
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[email protected]
In a message dated 3/16/03 7:36:40 AM, lucie.caunter@... writes:
<< Oh, that's good too. Why didn't we think of that!
Nawh, that wouldn't work. One has blue eyes and blond hair. The other
has brown eyes and brown hair. One is 4'' taller than the other. The
picture on the driver's license would be a problem. >>
Run it through a morphing program, stop it half way, and compromise on the
height.
This could potentially work... <g>
<< Oh, that's good too. Why didn't we think of that!
Nawh, that wouldn't work. One has blue eyes and blond hair. The other
has brown eyes and brown hair. One is 4'' taller than the other. The
picture on the driver's license would be a problem. >>
Run it through a morphing program, stop it half way, and compromise on the
height.
This could potentially work... <g>
HarmNone
Subject: Re: First day of school for Kirby
I think Michael will be a good driver too. He just finished up the in
class part. He'll get a call next week for the in car.
**I've got one of those. Dylan is 18.5yo and took the course when he was
16.5yo. We thought he'd be in the course the first possible week and have
his license the day after his sixteenth birthday. He didn't think he was
ready until 16.5 though. He had received his learner's permit at 15.5 though
and we drove together at every opportunity. He was already an excellent
driver by the time he took the course. In Ohio, driver's ed is not offered
anyway in the skools, I am told. Even if it had been, we would not have
availed ourselves of the service as we don't use skools for anything <G>.
He has a hefty insurance discount for "having all A's"......until this year
when he enrolled himsdelf in the local community college, he's nevr gotten a
grade in anything....I wrote the letter and signed it myself. Unlike many
of the young people in our neighborhood, he has never been ticketed nor
caused an accident. Like with all things, waiting until the time is right
for the individual is the best way to go!
Regards,
Lori Collner
I think Michael will be a good driver too. He just finished up the in
class part. He'll get a call next week for the in car.
**I've got one of those. Dylan is 18.5yo and took the course when he was
16.5yo. We thought he'd be in the course the first possible week and have
his license the day after his sixteenth birthday. He didn't think he was
ready until 16.5 though. He had received his learner's permit at 15.5 though
and we drove together at every opportunity. He was already an excellent
driver by the time he took the course. In Ohio, driver's ed is not offered
anyway in the skools, I am told. Even if it had been, we would not have
availed ourselves of the service as we don't use skools for anything <G>.
He has a hefty insurance discount for "having all A's"......until this year
when he enrolled himsdelf in the local community college, he's nevr gotten a
grade in anything....I wrote the letter and signed it myself. Unlike many
of the young people in our neighborhood, he has never been ticketed nor
caused an accident. Like with all things, waiting until the time is right
for the individual is the best way to go!
Regards,
Lori Collner
Barb Eaton
Lori,
Good to *see* you here. Thanks again on the encouragement for
enrollment. ( you probably did even realize it LOL!) He's planning on
starting in the fall. Job apps are out and he's waiting for a call today.
I'm glad he's taking his time to adjust and go into this all gradually in
his own time. :-)
Barb E
"A goal is created three times. First as a mental picture.
Second, when written down to add clarity and dimension.
And third, when you take action towards its achievement."
- Gary Ryan Blair, ³The Goals Guy²
on 3/17/03 7:44 AM, HarmNone at HarmNone@... wrote:
Good to *see* you here. Thanks again on the encouragement for
enrollment. ( you probably did even realize it LOL!) He's planning on
starting in the fall. Job apps are out and he's waiting for a call today.
I'm glad he's taking his time to adjust and go into this all gradually in
his own time. :-)
Barb E
"A goal is created three times. First as a mental picture.
Second, when written down to add clarity and dimension.
And third, when you take action towards its achievement."
- Gary Ryan Blair, ³The Goals Guy²
on 3/17/03 7:44 AM, HarmNone at HarmNone@... wrote:
>
> He has a hefty insurance discount for "having all A's"......until this year
> when he enrolled himsdelf in the local community college, he's nevr gotten a
> grade in anything....I wrote the letter and signed it myself. Unlike many
> of the young people in our neighborhood, he has never been ticketed nor
> caused an accident. Like with all things, waiting until the time is right
> for the individual is the best way to go!
>
> Regards,
> Lori Collner
coyote's corner
Good Morning,
We use Horace Mann Insurance. They are the least expensive we've been able
to find. One woman I know is saving $800.00 per year!
Horace Mann was originally started for educators.
I don't know if there's a toll free number, but our local rep's number is
401-233-0060. It may be worth the cost of the call to find a rep near you.
Peace,
Janis
Coyotes Corner
Very Cool Stuff for the World
<www.coyotescorner.com>
-----Original Message-----
From: SandraDodd@... [mailto:SandraDodd@...]
Sent: Saturday, March 15, 2003 5:41 PM
To: [email protected]
Subject: Re: [AlwaysLearning] First day of school for Kirby
In a message dated 3/15/03 8:01:18 AM, kbcdlovejo@... writes:
<< Our insurance will go up, but we could save more than HALF is our son is
a
straight "A" student. I said he was homeschooled---and that we don't give
grades---what should we do? She was flabbergasted--but asked whether we
could
make up something! <G> I said, he gets "straight A's" in LIFE. She said that
was good enough! <BWG> >>
I'll mention to Keith that he should try that when he calls them.
I have considered our loss of honor-roll benefits, but I figure the cost of
school would've been way higher than the cost of additional insurance. Even
public school costs for fees, sports/music uniforms or at least parts
thereof, lunches, the right clothes and binders and backpacks and field trip
stuff. So I don't mind paying a "penalty" for having kept my kids intact.
<g>
Sandra
Yahoo! Groups Sponsor
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[Non-text portions of this message have been removed]
We use Horace Mann Insurance. They are the least expensive we've been able
to find. One woman I know is saving $800.00 per year!
Horace Mann was originally started for educators.
I don't know if there's a toll free number, but our local rep's number is
401-233-0060. It may be worth the cost of the call to find a rep near you.
Peace,
Janis
Coyotes Corner
Very Cool Stuff for the World
<www.coyotescorner.com>
-----Original Message-----
From: SandraDodd@... [mailto:SandraDodd@...]
Sent: Saturday, March 15, 2003 5:41 PM
To: [email protected]
Subject: Re: [AlwaysLearning] First day of school for Kirby
In a message dated 3/15/03 8:01:18 AM, kbcdlovejo@... writes:
<< Our insurance will go up, but we could save more than HALF is our son is
a
straight "A" student. I said he was homeschooled---and that we don't give
grades---what should we do? She was flabbergasted--but asked whether we
could
make up something! <G> I said, he gets "straight A's" in LIFE. She said that
was good enough! <BWG> >>
I'll mention to Keith that he should try that when he calls them.
I have considered our loss of honor-roll benefits, but I figure the cost of
school would've been way higher than the cost of additional insurance. Even
public school costs for fees, sports/music uniforms or at least parts
thereof, lunches, the right clothes and binders and backpacks and field trip
stuff. So I don't mind paying a "penalty" for having kept my kids intact.
<g>
Sandra
Yahoo! Groups Sponsor
ADVERTISEMENT
<http://rd.yahoo.com/M=246920.2960106.4328965.2848452/D=egroupweb/S=17055421
11:HM/A=1481659/R=0/*http://www.gotomypc.com/u/tr/yh/cpm/grp/300_yh1/g22lp?T
arget=mm/g22lp.tmpl>
To unsubscribe from this group, send an email to:
[email protected]
Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service
<http://docs.yahoo.com/info/terms/> .
[Non-text portions of this message have been removed]
[email protected]
In a message dated 3/15/2003 10:11:55 AM Central Standard Time,
homemama@... writes:
tell you that they will become much better drivers after they don't have to
drive with someone watching them all the time. Logging the hours was so
nerve wracking, I finally just let my 14 yo drive to the country store around
the corner by himself every day for a while. (We lived out in the
semi-boonies at that time.) It worked. He learned to relax a lot, and I
didn't get constipated, either.
I learned how to drive when I was 13, in an old red VW Bug that had been our
family car. We, too, lived out in the boonies, where my uncle was the
constable. His daughter, and both of us 13 and unlicensed, I drove all over
our little town and I learned a lot. Of course, we could also drive
tractors! So when it came time for the driving test, I wasn't nervous or
anything...just drove like I had been for the last 3 years.
I think every kid should learn how to drive a stick. My future
daughter-in-law can't drive a stick and that's just SHAMEFUL! It can be so
limiting.
Tuck
[Non-text portions of this message have been removed]
homemama@... writes:
> I think Michael will be a good driver too. He just finished up the inHaving lived through two teenagers learning to drive at the SAME TIME, I can
> class part. He'll get a call next week for the in car. I'm taking him out
> today for a while. He said he wants to start in a empty parking lot. LOL!
> We
> have a Mall that closed and a huge empty lot. <G> The 50 hrs with me will
> be
> a challenge. We need to take a trip to rack up the miles. ;-) I'm glad it's
> spring.
>
tell you that they will become much better drivers after they don't have to
drive with someone watching them all the time. Logging the hours was so
nerve wracking, I finally just let my 14 yo drive to the country store around
the corner by himself every day for a while. (We lived out in the
semi-boonies at that time.) It worked. He learned to relax a lot, and I
didn't get constipated, either.
I learned how to drive when I was 13, in an old red VW Bug that had been our
family car. We, too, lived out in the boonies, where my uncle was the
constable. His daughter, and both of us 13 and unlicensed, I drove all over
our little town and I learned a lot. Of course, we could also drive
tractors! So when it came time for the driving test, I wasn't nervous or
anything...just drove like I had been for the last 3 years.
I think every kid should learn how to drive a stick. My future
daughter-in-law can't drive a stick and that's just SHAMEFUL! It can be so
limiting.
Tuck
[Non-text portions of this message have been removed]
[email protected]
In a message dated 3/15/2003 5:39:55 PM Central Standard Time,
heidi@... writes:
unless it's an accredited school.
Tuck
[Non-text portions of this message have been removed]
heidi@... writes:
> >stuff. So I don't mind paying a "penalty" for having kept my kids intact.Didn't work with State Farm. They don't accept anything from homeschoolers,
>
>
> No need to pay a penalty. Just fax the insurance company a letter, on your
>
> 'school letterhead' stating that s/he carries an A average and sign it as
> the 'principal' or headmistress or somesuch.
>
> That's all you've got to do. At least with Allstate. Maybe dif. with
> other insurance providers?
>
unless it's an accredited school.
Tuck
[Non-text portions of this message have been removed]
[email protected]
In a message dated 3/15/2003 9:39:13 PM Central Standard Time,
SandraDodd@... writes:
permit. They still can, but the driver's licenses are "graduated", so more
and more privileges are granted as they age, and they can't drive alone after
dark until they are 18 or soemthing like that. Oh wait, that's TN. Maybe
it's still the same in Arkansas.
Tuck
[Non-text portions of this message have been removed]
SandraDodd@... writes:
> I was driving alone at 15. I could have done it at 14 and 9 months, becauseI meant to say that in Arkansas at the time, a 14 yo could get a driver's
>
> I was an *honor student* (read that with the proper sing-song voice), but I
>
> was also not in driver's ed until summer, when I turned 15 anyway. In
> those
> days, any 16 year old could get a learner's permit and learn on his own,
> but
> if you were younger than 16 you had to take driver's ed.
>
permit. They still can, but the driver's licenses are "graduated", so more
and more privileges are granted as they age, and they can't drive alone after
dark until they are 18 or soemthing like that. Oh wait, that's TN. Maybe
it's still the same in Arkansas.
Tuck
[Non-text portions of this message have been removed]
Deanna Piercy
>I haven't introduced myself yet as I am just trying to get a feel for the list
> Didn't work with State Farm. They don't accept anything from homeschoolers,
> unless it's an accredited school.
before deciding whether to stay but wanted to address this. We have State Farm
insurance and we got the discount by giving them a copy of our son's ACT
scores. I don't recall if there are other test scores they accept but since he
had already taken this that is what we used. The first time we applied for
the discount, our local agent didn't know what to do about a homeschooler as we
were the first she had ever had. At the time, we were still with Clonlara so I
just printed up a report card with Clonlara at the top. I told the agent that
we were enrolled with them and she accepted it. Hope this helps.
Deanna
David's wife, mom to Chris (19) and Lisa (15)
Zookeeper at Apple Tree Farm
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
You can never get a cup of tea large enough
or a book long enough to suit me.
~C.S. Lewis~
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
[Non-text portions of this message have been removed]
[email protected]
In a message dated 3/17/2003 8:30:49 AM Eastern Standard Time,
Tuckervill@... writes:
Cam's driving now. Took the written test the day after his 15th birthday. He
has to have an adult in the car for 6 months, then he can get his restricted
and not drive alone at night. At 16 he'll be a full-fledged driver. As well
as the other zillion 16 year olds in SC!
In SC in the '70's, it was only a THIRTY DAY learner's permit! They've upped
it to six months now.
I learned how to drive a stick (after lesson after lesson after lesson that
didn't take) when my date was too drunk to drive home. It's amazing what you
can learn when you really WANT to ! <G>
~Kelly
[Non-text portions of this message have been removed]
Tuckervill@... writes:
> I think every kid should learn how to drive a stick. My futureHi, Tuck! I've missed you!
> daughter-in-law can't drive a stick and that's just SHAMEFUL! It can be
> so
> limiting.
Cam's driving now. Took the written test the day after his 15th birthday. He
has to have an adult in the car for 6 months, then he can get his restricted
and not drive alone at night. At 16 he'll be a full-fledged driver. As well
as the other zillion 16 year olds in SC!
In SC in the '70's, it was only a THIRTY DAY learner's permit! They've upped
it to six months now.
I learned how to drive a stick (after lesson after lesson after lesson that
didn't take) when my date was too drunk to drive home. It's amazing what you
can learn when you really WANT to ! <G>
~Kelly
[Non-text portions of this message have been removed]
[email protected]
In a message dated 3/17/03 6:30:46 AM, Tuckervill@... writes:
<< He learned to relax a lot, and I
didn't get constipated, either. >>
I would much prefer being constipated and being with a student driver than to
have MY normal reaction to sudden stress, which involves the student driver
finding a bathroom NOW!!!
<g>
-=-I think every kid should learn how to drive a stick. -=-
Me too. We learned in a brand-new, little automatic. Then we all went out
to drive pickups, and standard-transmission station-wagons, or at best,
automatic transmission BOATS (my mom had an old Buick Electra).
NOBODY in my driver's ed class went home to a new little automatic.
Had they taught us in a full-sized car with a standard transmission, ANY of
us could have gone out and driven a little automatic.
So Kirby will get to practice in the mini-van AND on the antiquated Jetta
with the five-speed transmission. Though neither will prepare him to drive
that old Dodge pickup that's out back, but I tried once and nothing had
prepared ME. I say "Just say no" to old Dodge pickups with chokes.
Sandra
<< He learned to relax a lot, and I
didn't get constipated, either. >>
I would much prefer being constipated and being with a student driver than to
have MY normal reaction to sudden stress, which involves the student driver
finding a bathroom NOW!!!
<g>
-=-I think every kid should learn how to drive a stick. -=-
Me too. We learned in a brand-new, little automatic. Then we all went out
to drive pickups, and standard-transmission station-wagons, or at best,
automatic transmission BOATS (my mom had an old Buick Electra).
NOBODY in my driver's ed class went home to a new little automatic.
Had they taught us in a full-sized car with a standard transmission, ANY of
us could have gone out and driven a little automatic.
So Kirby will get to practice in the mini-van AND on the antiquated Jetta
with the five-speed transmission. Though neither will prepare him to drive
that old Dodge pickup that's out back, but I tried once and nothing had
prepared ME. I say "Just say no" to old Dodge pickups with chokes.
Sandra
[email protected]
-=-Didn't work with State Farm. They don't accept anything from
homeschoolers,
unless it's an accredited school. -=-
Anyone know USAA's policy?
Sandra
homeschoolers,
unless it's an accredited school. -=-
Anyone know USAA's policy?
Sandra
[email protected]
In a message dated 3/17/03 6:39:03 AM, Tuckervill@... writes:
<< I meant to say that in Arkansas at the time, a 14 yo could get a driver's
permit. They still can, but the driver's licenses are "graduated", so more
and more privileges are granted as they age, and they can't drive alone after
dark until they are 18 or soemthing like that. Oh wait, that's TN. Maybe
it's still the same in Arkansas. >>
Same in New Mexico. Long ago (the 60's and 70's) you could get a learner's
permit with driver's ed at 14, or without driver's ed at 15. Driver's ed
just backed everything up. But honors' students got a bonus three months
"back." So with drivers' ed early enough (which I didn't have, since I
waited for summer) and good grades, I could have been "real" at 14 and 9
months. EEEK!
To be fair, though, it was not so uncommon in those days for people to have
moms who didn't drive at all. And sometimes a family really NEEDED another
driver. I think there are still farm exemptions, where a teenager living on
a farm can get an earlier license to do farm-related business.
Sandra
<< I meant to say that in Arkansas at the time, a 14 yo could get a driver's
permit. They still can, but the driver's licenses are "graduated", so more
and more privileges are granted as they age, and they can't drive alone after
dark until they are 18 or soemthing like that. Oh wait, that's TN. Maybe
it's still the same in Arkansas. >>
Same in New Mexico. Long ago (the 60's and 70's) you could get a learner's
permit with driver's ed at 14, or without driver's ed at 15. Driver's ed
just backed everything up. But honors' students got a bonus three months
"back." So with drivers' ed early enough (which I didn't have, since I
waited for summer) and good grades, I could have been "real" at 14 and 9
months. EEEK!
To be fair, though, it was not so uncommon in those days for people to have
moms who didn't drive at all. And sometimes a family really NEEDED another
driver. I think there are still farm exemptions, where a teenager living on
a farm can get an earlier license to do farm-related business.
Sandra
Kate Green
At 11:32 AM 3/17/03 -0500, you wrote:
knows I'd love to know. I am dreading it as I really do not want my newly
turned 16-year-old to be driving. But then I know it will make life a lot
easier to have another driver around.
Kate
> They don't accept anything fromI will need to know this in July when we move back to the US so if anyone
> homeschoolers,
> -=-
>
> Anyone know USAA's policy?
>
>
knows I'd love to know. I am dreading it as I really do not want my newly
turned 16-year-old to be driving. But then I know it will make life a lot
easier to have another driver around.
Kate
> Sandra
>
> Yahoo! Groups Sponsor ADVERTISEMENT
>
> To unsubscribe from this group, send an email to:
> [email protected]
>
>
>
> Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service.
[email protected]
In a message dated 3/17/2003 11:34:05 AM Eastern Standard Time,
SandraDodd@... writes:
"A" in LIFE, it's a "go".
~Kelly
[Non-text portions of this message have been removed]
SandraDodd@... writes:
> Anyone know USAA's policy?That's ours. They want the straight "A's", but as long as I say he gets an
>
"A" in LIFE, it's a "go".
~Kelly
[Non-text portions of this message have been removed]
Shyrley
kbcdlovejo@... wrote:
driver?
Weird
Shyrley
> In a message dated 3/17/2003 11:34:05 AM Eastern Standard Time,And since when does getting A's in every exam mean you will be a fantastic
> SandraDodd@... writes:
>
> > Anyone know USAA's policy?
> >
>
> That's ours. They want the straight "A's", but as long as I say he gets an
> "A" in LIFE, it's a "go".
>
> ~Kelly
>
driver?
Weird
Shyrley
[email protected]
In a message dated 3/17/2003 12:53:40 PM Eastern Standard Time,
kbcdlovejo@... writes:
[Non-text portions of this message have been removed]
kbcdlovejo@... writes:
> That's ours. They want the straight "A's", but as long as I say he gets anANd it was over $200 cheaper with the "report card".
> "A" in LIFE, it's a "go".
>
>
[Non-text portions of this message have been removed]