money issues
Andy Holly Clarke
money has been tighter than usual lately and there have been more and more times that i have had to tell my children that we can't buy something that they want that we normally would be able to buy. i am tired of telling them that we can't afford it, we don't have the money, we can't buy it.
i know i read somewhere at some time the titles of some good books on money and kids, talking and learning about money with kids, etc., but of course i can't find the recommendations anywhere now.
dh gets very frustrated about the way i am saying it. (ie telling the kids we can't afford something) and doesn't want them (the kids) thinking they are poor.
does anyone have any books to recommend or other ways of saying that we don't have the money to buy something?
thanks in advance
holly
[Non-text portions of this message have been removed]
i know i read somewhere at some time the titles of some good books on money and kids, talking and learning about money with kids, etc., but of course i can't find the recommendations anywhere now.
dh gets very frustrated about the way i am saying it. (ie telling the kids we can't afford something) and doesn't want them (the kids) thinking they are poor.
does anyone have any books to recommend or other ways of saying that we don't have the money to buy something?
thanks in advance
holly
[Non-text portions of this message have been removed]
Nichole Fausey-Khosraviani
How about sitting down with the kids and trying to figure out a way that you CAN afford it. Make it creative. Turn it into a positive thing. Money may be tight, but necessity, as they say, is the mother of invention. Dad's paycheck might not be the only way to do things. Put all your minds to work. They may feel this is more of an adventure than a restriction or hard times.
:o)
Nichole
:o)
Nichole
----- Original Message -----
From: Andy Holly Clarke
To: [email protected] ; [email protected] ; macomb county homeschoo ; divinemamas@yahoogroups
Sent: Tuesday, October 05, 2004 8:29 AM
Subject: [unschoolingbasics] money issues
money has been tighter than usual lately and there have been more and more times that i have had to tell my children that we can't buy something that they want that we normally would be able to buy. i am tired of telling them that we can't afford it, we don't have the money, we can't buy it.
i know i read somewhere at some time the titles of some good books on money and kids, talking and learning about money with kids, etc., but of course i can't find the recommendations anywhere now.
dh gets very frustrated about the way i am saying it. (ie telling the kids we can't afford something) and doesn't want them (the kids) thinking they are poor.
does anyone have any books to recommend or other ways of saying that we don't have the money to buy something?
thanks in advance
holly
[Non-text portions of this message have been removed]
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[Non-text portions of this message have been removed]
Jen Wiley-Cordone
Andy,
My daughters are 3.5 and 4 months. I often say "We don't have room for
that in the budget this month. If it's important to you can we can write
it on a list and see if we can fit into next month's budget." Then, I
follow through. I am totally not embarrassed to say this in the store,
in front of people.
Andy Holly Clarke wrote:
My daughters are 3.5 and 4 months. I often say "We don't have room for
that in the budget this month. If it's important to you can we can write
it on a list and see if we can fit into next month's budget." Then, I
follow through. I am totally not embarrassed to say this in the store,
in front of people.
Andy Holly Clarke wrote:
>money has been tighter than usual lately and there have been more and more times that i have had to tell my children that we can't buy something that they want that we normally would be able to buy. i am tired of telling them that we can't afford it, we don't have the money, we can't buy it.
>
>i know i read somewhere at some time the titles of some good books on money and kids, talking and learning about money with kids, etc., but of course i can't find the recommendations anywhere now.
>
>dh gets very frustrated about the way i am saying it. (ie telling the kids we can't afford something) and doesn't want them (the kids) thinking they are poor.
>
>does anyone have any books to recommend or other ways of saying that we don't have the money to buy something?
>
>thanks in advance
>holly
>
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Andy Holly Clarke
thanks jen
i totally agree
holly
i totally agree
holly
----- Original Message -----
From: "Jen Wiley-Cordone" <jwileycordone@...>
To: <[email protected]>
Sent: Wednesday, October 06, 2004 3:07 PM
Subject: Re: [unschoolingbasics] money issues
>
> Andy,
>
> My daughters are 3.5 and 4 months. I often say "We don't have room for
> that in the budget this month. If it's important to you can we can write
> it on a list and see if we can fit into next month's budget." Then, I
> follow through. I am totally not embarrassed to say this in the store,
> in front of people.
>
> Andy Holly Clarke wrote:
>
> >money has been tighter than usual lately and there have been more and
more times that i have had to tell my children that we can't buy something
that they want that we normally would be able to buy. i am tired of
telling them that we can't afford it, we don't have the money, we can't buy
it.
> >
> >i know i read somewhere at some time the titles of some good books on
money and kids, talking and learning about money with kids, etc., but of
course i can't find the recommendations anywhere now.
> >
> >dh gets very frustrated about the way i am saying it. (ie telling the
kids we can't afford something) and doesn't want them (the kids) thinking
they are poor.
> >
> >does anyone have any books to recommend or other ways of saying that we
don't have the money to buy something?
> >
> >thanks in advance
> >holly
> >
> >[Non-text portions of this message have been removed]
> >
> >
> >
> >
> >
> >Yahoo! Groups Links
> >
> >
> >
> >
> >
> >
> >
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> >
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> Yahoo! Groups Links
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Deb Lewis
***money has been tighter than usual lately and there have been more and
more times that i have had to tell my children that we can't buy
something that they want that we normally would be able to buy. i am
tired of telling them that we can't afford it, we don't have the money,
we can't buy it. ***
I'm late coming in here so I apologize.
We're a one income family and my husband changes jobs a lot. The work he
does is mostly seasonal so we have a kind of feast and famine income.
When he gets paid it's usually a once a month pay check too, so lots of
money for two days, pay bills, no money the rest of the month. <g>
That's part of the reason we started giving Dylan spending money. I
think I read an article in GWS about a family who gave a dollar for each
year of the childs age each week. I don't know if that made sense to me
or if I just couldn't think of a better way to decide but that's what we
started doing.
There are some months of the year when David doesn't work so Dylan
doesn't get paid either. But over the years he's gotten good at hanging
on to some money in preparation for the lean times. He started a
savings account when he was quite young so now if there is an emergency
need for some comic books or drawing supplies he has some resources.
***i am tired of telling them that we can't afford it, we don't have the
money, we can't buy it. ***
This is just hard. I don't know of any way it gets easier. I guess we
want so much to be able to give our kids what they ask for that this
never gets easy. But kids can understand and I think it's much kinder to
let them know the reason why they can't have a thing right now than to
keep money matters secret from them.
***and doesn't want them (the kids) thinking they are poor.***
They won't necessarily think they are poor, especially if you don't use
those words, they will understand that there is only a certain amount of
money.
*** does anyone have any books to recommend or other ways of saying that
we don't have the money to buy something?***
I never did get around to reading any books on the subject. But finding
a way for Dylan to have his own money has helped a lot. He's twelve,
and there are neighbors who hire him to dog sit and fish sit when they're
away, and that money usually goes right into his savings account. If he
gets money for birthdays and Christmas, (one of his Tia's sends "back to
school" money every fall - "Dear Tia Claire, Thank you so much for the
check. You do realize I don't go to school, right? I don't get me none
of that fancy book learnin'. I'll save it toward my first bail
money...." He's a horrible child, really.<g> ) He puts most gift money
into savings usually too.
I'm sorry it's hard. I feel the same way and wish I never had to tell
him I didn't have the money for something he wanted. We do often
brainstorm about what we could do without, a trade out thing in order to
get the thing he wants most. We almost never feel bad about putting
tofu back and eating beans so he can have a case of Coke. <g>
About the dollar for each year of age each week, we pay monthly because
that's how David gets paid. At twelve he's getting about fifty dollars
a month now, when David's working, and a good portion of that goes into
his savings account. He was able to take three hundred dollars to
Peabody when we went to the conference.
Deb Lewis
more times that i have had to tell my children that we can't buy
something that they want that we normally would be able to buy. i am
tired of telling them that we can't afford it, we don't have the money,
we can't buy it. ***
I'm late coming in here so I apologize.
We're a one income family and my husband changes jobs a lot. The work he
does is mostly seasonal so we have a kind of feast and famine income.
When he gets paid it's usually a once a month pay check too, so lots of
money for two days, pay bills, no money the rest of the month. <g>
That's part of the reason we started giving Dylan spending money. I
think I read an article in GWS about a family who gave a dollar for each
year of the childs age each week. I don't know if that made sense to me
or if I just couldn't think of a better way to decide but that's what we
started doing.
There are some months of the year when David doesn't work so Dylan
doesn't get paid either. But over the years he's gotten good at hanging
on to some money in preparation for the lean times. He started a
savings account when he was quite young so now if there is an emergency
need for some comic books or drawing supplies he has some resources.
***i am tired of telling them that we can't afford it, we don't have the
money, we can't buy it. ***
This is just hard. I don't know of any way it gets easier. I guess we
want so much to be able to give our kids what they ask for that this
never gets easy. But kids can understand and I think it's much kinder to
let them know the reason why they can't have a thing right now than to
keep money matters secret from them.
***and doesn't want them (the kids) thinking they are poor.***
They won't necessarily think they are poor, especially if you don't use
those words, they will understand that there is only a certain amount of
money.
*** does anyone have any books to recommend or other ways of saying that
we don't have the money to buy something?***
I never did get around to reading any books on the subject. But finding
a way for Dylan to have his own money has helped a lot. He's twelve,
and there are neighbors who hire him to dog sit and fish sit when they're
away, and that money usually goes right into his savings account. If he
gets money for birthdays and Christmas, (one of his Tia's sends "back to
school" money every fall - "Dear Tia Claire, Thank you so much for the
check. You do realize I don't go to school, right? I don't get me none
of that fancy book learnin'. I'll save it toward my first bail
money...." He's a horrible child, really.<g> ) He puts most gift money
into savings usually too.
I'm sorry it's hard. I feel the same way and wish I never had to tell
him I didn't have the money for something he wanted. We do often
brainstorm about what we could do without, a trade out thing in order to
get the thing he wants most. We almost never feel bad about putting
tofu back and eating beans so he can have a case of Coke. <g>
About the dollar for each year of age each week, we pay monthly because
that's how David gets paid. At twelve he's getting about fifty dollars
a month now, when David's working, and a good portion of that goes into
his savings account. He was able to take three hundred dollars to
Peabody when we went to the conference.
Deb Lewis
Valerie
At twelve he's getting about fifty dollars
love, Valerie
www.ubpub.com
> a month now, when David's working, and a good portion of that goesinto
> his savings account. He was able to take three hundred dollars to***** Yeah, and he bought an "antique" pocket watch. <g>
> Peabody when we went to the conference.
>
> Deb Lewis
love, Valerie
www.ubpub.com
Deb Lewis
***Yeah, and he bought an "antique" pocket watch. <g>***
Sold it! Sold it to sparkling little Fire for $12.00!
He told me after that he was quite shocked an embarrassed that after all
his joking around about the antique watch, she really did want it. He
went later to give her money back but didn't find her.
I saw Lisa on the boat but didn't have it with me.
So, Dear Lisa, mom to Fire, if you're here send me your address so my son
can ease his conscience. <g>
Deb, mother of a future used car salesman.
PS. Hi Valerie <waving> I see folks can get your book at Amazon! So
cool!
Sold it! Sold it to sparkling little Fire for $12.00!
He told me after that he was quite shocked an embarrassed that after all
his joking around about the antique watch, she really did want it. He
went later to give her money back but didn't find her.
I saw Lisa on the boat but didn't have it with me.
So, Dear Lisa, mom to Fire, if you're here send me your address so my son
can ease his conscience. <g>
Deb, mother of a future used car salesman.
PS. Hi Valerie <waving> I see folks can get your book at Amazon! So
cool!
Deb Lewis
***Yeah, and he bought an "antique" pocket watch. <g>***
Oh, what I forgot to say is he bought comic books. Kathryn told us
about Harrison's comics in Salem and we found it that Monday after the
conference. He spent $196.00 there on comic books and omnibus comic
anthologies or some thing like that. Collections of lots of old comics
in one book.
Man! Was that bag hard to schlep around the airport! But what a happy
kid in the month and some days since the conference with stacks of books
to read and new art work to look at and new artists to investigate.
Deb
Oh, what I forgot to say is he bought comic books. Kathryn told us
about Harrison's comics in Salem and we found it that Monday after the
conference. He spent $196.00 there on comic books and omnibus comic
anthologies or some thing like that. Collections of lots of old comics
in one book.
Man! Was that bag hard to schlep around the airport! But what a happy
kid in the month and some days since the conference with stacks of books
to read and new art work to look at and new artists to investigate.
Deb