Luz Shosie and Ned Vare

on 8/14/02 11:57 AM, [email protected] at
[email protected] wrote:

> Message: 9
> Date: Wed, 14 Aug 2002 07:14:19 -0700 (PDT)
> From: Leslie Avery <ljbakavery@...>
> Subject: Re: Health Insurance for An Unschooler who is about to turn 20
>
> I have a about to turn 20 year old who is not sure
> what direction he wishes to go, right now he is into
> writing music, which is okay by me after having a
> terrible career in the school system. (I took him out
> at the age of 17). My husband's company will not
> cover him under their insurance plan because I have no
> documentation stating he is enrolled in a "school".
>
> Any suggestions would be very helpful.
>
> Leslie
>>

Leslie,

Apply for UNhealth insurance under our UNhealthy Lifestyle Program.
Go to www.badforyou.org/unschool/unclean/undocumented/lost souls

There are special rates for composers who are turned off almost everything,
and supersaver accounts for those with no particular direction to their
lives. Buy two policies, get three free, they're that good. And sign up for
the baddest ex-husband contest : Winner gets a week in Newark, NJ runner up
gets two weeks. ?^)


Seriously though, I would advise against insurance for anything, especially
for the health of a 20yo. Buying insurance is Betting Against Yourself.
Better to spend the dough on healthy food, exercise, and things that make
your kid happy. He'll live long enough to save far more than the policy
cost.

Ned Vare, out on a limb, again

Fetteroll

on 8/14/02 10:58 PM, Luz Shosie and Ned Vare at nedvare@... wrote:

> Seriously though, I would advise against insurance for anything, especially
> for the health of a 20yo. Buying insurance is Betting Against Yourself.
> Better to spend the dough on healthy food, exercise, and things that make
> your kid happy. He'll live long enough to save far more than the policy
> cost.

When I was 20, the day before my first final of my senior year, I was run
over by a car which collapsed both lungs and broke several bones. Though
jogging had probably been helpful in saving me, neither that nor the other
things would have saved the several thousands of dollars in emergency room
care, 2 weeks of ICU care and 2 additional weeks in the hospital.

20 yos are probably lower-risk for diseases that healthy food, exercise and
so on would prevent, but higher-risk for doing things to themselves that
could cost thousands and thousands of dollars.

Yes, it is a gamble.

Joyce

kayb85

> Seriously though, I would advise against insurance for anything,
especially
> for the health of a 20yo. Buying insurance is Betting Against
Yourself.
> Better to spend the dough on healthy food, exercise, and things
that make
> your kid happy. He'll live long enough to save far more than the
policy
> cost.
>
> Ned Vare, out on a limb, again

I agree with that. I would add, though, especially if money is
tight, that it isn't a bad idea to put 10 bucks a week or whatever
you can afford into a jar so at least you have something in case of
an emergency. It could be a medical emergency like an auto accident
or a household emergency like your furnace shutting down in the
middle of January, but it is nice to have a little something extra on
hand just in case.
Sheila