money issues
Andy Holly Clarke
money has been tighter than usual lately and there have been more and more times that i have had to tell my children that we can't buy something that they want that we normally would be able to buy. i am tired of telling them that we can't afford it, we don't have the money, we can't buy it.
i know i read somewhere at some time the titles of some good books on money and kids, talking and learning about money with kids, etc., but of course i can't find the recommendations anywhere now.
dh gets very frustrated about the way i am saying it. (ie telling the kids we can't afford something) and doesn't want them (the kids) thinking they are poor.
does anyone have any books to recommend or other ways of saying that we don't have the money to buy something?
thanks in advance
holly
[Non-text portions of this message have been removed]
i know i read somewhere at some time the titles of some good books on money and kids, talking and learning about money with kids, etc., but of course i can't find the recommendations anywhere now.
dh gets very frustrated about the way i am saying it. (ie telling the kids we can't afford something) and doesn't want them (the kids) thinking they are poor.
does anyone have any books to recommend or other ways of saying that we don't have the money to buy something?
thanks in advance
holly
[Non-text portions of this message have been removed]
Joni Zander
Holly,
I don't know if this book would have the wording you're looking for,
but it could be a fun way to get the whole family involved in being
frugal. "The Tightwad Gazette (I & II) by Amy Dacyczyn (pronounced
decision). You should be able to find them at your library. You could
turn being frugal into a kind of on-going scavenger hunt.
Joni Zander
FotoCEO@...
I don't know if this book would have the wording you're looking for,
but it could be a fun way to get the whole family involved in being
frugal. "The Tightwad Gazette (I & II) by Amy Dacyczyn (pronounced
decision). You should be able to find them at your library. You could
turn being frugal into a kind of on-going scavenger hunt.
Joni Zander
FotoCEO@...
On Oct 5, 2004, at 6:31 AM, [email protected] wrote:
> money issues
>
> money has been tighter than usual lately and there have been more and
> more times that i have had to tell my children that we can't buy
> something that they want that we normally would be able to buy. i am
> tired of telling them that we can't afford it, we don't have the
> money, we can't buy it.
>
> i know i read somewhere at some time the titles of some good books on
> money and kids, talking and learning about money with kids, etc., but
> of course i can't find the recommendations anywhere now.
>
> dh gets very frustrated about the way i am saying it. (ie telling the
> kids we can't afford something) and doesn't want them (the kids)
> thinking they are poor.
>
> does anyone have any books to recommend or other ways of saying that
> we don't have the money to buy something?
Nisha
Hi,
I'm right there with you in that boat. We are having to scale back in
major ways. Christmas, for one example is going to have to be much
smaller than it has been in the last couple of years. We're making a
lot of our gifts, and we are going to be sending just holiday cards
to a lot of people we'd normally send presents to. And the kids stuff
is in layaway instead of just being bought outright.
We can't afford to buy a lot of extra stuff for the next few months.
We have some monthly bills that will be payed off in about 3-5
months, things will be much easier financially then. But until then,
it's reality. I'm not going to buy stuff we don't actually need, if
we are having trouble covering actual needs. Wants will have to wait.
That isn't just the kids, that's me and my husband too. I don't like
it, but right now, it's part of our life. I've tried to offer the
kids real choices. You *CAN* spend X amount of money this month on
stuff you want. That's all that is available for that kind of thing
this month. What would you like to spend your money on? (usually a
toy or a book but not always)and where do you want to spend it? (they
really like thrift stores. The money goes a lot farther. LOL) WE have
also brainstormed together for ways to save money so that we could
afford to do something the kids really wanted to do. Some of their
suggestions have been pretty funny. But at least it let them feel a
part of things.And a couple of their suggestions have really been
good ones.
I remember at one point,when I was about 9 or so, my parents had
some pretty severe money problems that lasted for a few years. I
remember that when they finally were honest with me about what the
problems were, I was okay with it. I knew there was something wrong,
and what I imagined was much worse than what the reality was.
I get really tired of having to say, we don't have the money right
now, too. But no matter how much I don't like it, it's the reality.
And for right now, I can't change that a whole lot. All I can do is
let them know that their needs are being taken care of, they are
loved, and that isn't going to change.
nisha
--- In [email protected], "Andy Holly Clarke"
<ahclarke@w...> wrote:
something that they want that we normally would be able to buy. i
am tired of telling them that we can't afford it, we don't have the
money, we can't buy it.
I'm right there with you in that boat. We are having to scale back in
major ways. Christmas, for one example is going to have to be much
smaller than it has been in the last couple of years. We're making a
lot of our gifts, and we are going to be sending just holiday cards
to a lot of people we'd normally send presents to. And the kids stuff
is in layaway instead of just being bought outright.
We can't afford to buy a lot of extra stuff for the next few months.
We have some monthly bills that will be payed off in about 3-5
months, things will be much easier financially then. But until then,
it's reality. I'm not going to buy stuff we don't actually need, if
we are having trouble covering actual needs. Wants will have to wait.
That isn't just the kids, that's me and my husband too. I don't like
it, but right now, it's part of our life. I've tried to offer the
kids real choices. You *CAN* spend X amount of money this month on
stuff you want. That's all that is available for that kind of thing
this month. What would you like to spend your money on? (usually a
toy or a book but not always)and where do you want to spend it? (they
really like thrift stores. The money goes a lot farther. LOL) WE have
also brainstormed together for ways to save money so that we could
afford to do something the kids really wanted to do. Some of their
suggestions have been pretty funny. But at least it let them feel a
part of things.And a couple of their suggestions have really been
good ones.
I remember at one point,when I was about 9 or so, my parents had
some pretty severe money problems that lasted for a few years. I
remember that when they finally were honest with me about what the
problems were, I was okay with it. I knew there was something wrong,
and what I imagined was much worse than what the reality was.
I get really tired of having to say, we don't have the money right
now, too. But no matter how much I don't like it, it's the reality.
And for right now, I can't change that a whole lot. All I can do is
let them know that their needs are being taken care of, they are
loved, and that isn't going to change.
nisha
--- In [email protected], "Andy Holly Clarke"
<ahclarke@w...> wrote:
> money has been tighter than usual lately and there have been moreand more times that i have had to tell my children that we can't buy
something that they want that we normally would be able to buy. i
am tired of telling them that we can't afford it, we don't have the
money, we can't buy it.
TreeGoddess
On Oct 5, 2004, at 7:24 PM, Nisha wrote:
to Putting Love & Joy Back into the Season_ by Jo Robinson & Jean
Coppock Staeheli. Pretty good read. Check if your local library has
it. I picked up my copy used at Amazon.com for about $2 with shipping.
-Tracy-
> [I'm right there with you in that boat. We are having to scale back inI'm currently reading _Unplug the Christmas Machine: A Complete Guide
> major ways. Christmas, for one example is going to have to be much
> smaller than it has been in the last couple of years. We're making a
> lot of our gifts, and we are going to be sending just holiday cards
> to a lot of people we'd normally send presents to. And the kids stuff
> is in layaway instead of just being bought outright.]
to Putting Love & Joy Back into the Season_ by Jo Robinson & Jean
Coppock Staeheli. Pretty good read. Check if your local library has
it. I picked up my copy used at Amazon.com for about $2 with shipping.
-Tracy-
[email protected]
In a message dated 10/5/2004 7:22:27 PM Eastern Standard Time,
fotoceo@... writes:
****************************
Volumes 1, 2, and 3 are in one book now, "The Complete Tightwad Gazette." I
think it's only about 15 or 20 dollars on Amazon. You'll get that much back
the first month you start implementing her money saving ideas. GREAT book!
Nancy B.
[Non-text portions of this message have been removed]
fotoceo@... writes:
>>"The Tightwad Gazette (I & II) by Amy Dacyczyn (pronounceddecision). You should be able to find them at your library.<<
****************************
Volumes 1, 2, and 3 are in one book now, "The Complete Tightwad Gazette." I
think it's only about 15 or 20 dollars on Amazon. You'll get that much back
the first month you start implementing her money saving ideas. GREAT book!
Nancy B.
[Non-text portions of this message have been removed]
AnneO
> I'm currently reading _Unplug the Christmas Machine: A CompleteGuide
> to Putting Love & Joy Back into the Season_ by Jo Robinson & JeanAlso, a good read along these lines is *Hundred Dollar Holiday: The
> Coppock Staeheli. Pretty good read. ***
Case for a More Joyful Christmas* by Bill McKibben.
I enjoyed the enlightening *history* of Christmas that was included
in the book, also.
Even if you don't do the $100 idea, the book is filled with wonderful
insights.
Here's a great link w/some questions answered by the author:
http://archive.salon.com/money/int/
Be Well ~
Anne
Demetria
We try to go away for the holidays. Little gifts and we spend the money on a
family trip to see relatives, the ocean, etc..
The kids have chosen to spend the money on trips instead of toys when given
the choice.
We have from the beginning said that we will not spend tons of money on
christmas, one because it is a commercial holiday and not religious for us.
At first people gave us a weird time.
I like the idea of a $100 christmas.
In our family my mom gives the kids toys and they seem to really like that.
We love the tightwad gazette. My mom introduced me when she got the original
newsletters.
We also like Your Money or Your Life.
Demetria
Heart of Herbs- Herbal and Aromatherapy Education
Come and see all of the classes we have to offer!
http://www.heartofherbs.com <http://www.heartofherbs.com/>
_____
From: AnneO [mailto:ohman@...]
Sent: Wednesday, October 06, 2004 8:05 AM
To: [email protected]
Subject: [UnschoolingDiscussion] xmas (and) Re: money issues
Case for a More Joyful Christmas* by Bill McKibben.
I enjoyed the enlightening *history* of Christmas that was included
in the book, also.
Even if you don't do the $100 idea, the book is filled with wonderful
insights.
Here's a great link w/some questions answered by the author:
http://archive.salon.com/money/int/
Be Well ~
Anne
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[Non-text portions of this message have been removed]
family trip to see relatives, the ocean, etc..
The kids have chosen to spend the money on trips instead of toys when given
the choice.
We have from the beginning said that we will not spend tons of money on
christmas, one because it is a commercial holiday and not religious for us.
At first people gave us a weird time.
I like the idea of a $100 christmas.
In our family my mom gives the kids toys and they seem to really like that.
We love the tightwad gazette. My mom introduced me when she got the original
newsletters.
We also like Your Money or Your Life.
Demetria
Heart of Herbs- Herbal and Aromatherapy Education
Come and see all of the classes we have to offer!
http://www.heartofherbs.com <http://www.heartofherbs.com/>
_____
From: AnneO [mailto:ohman@...]
Sent: Wednesday, October 06, 2004 8:05 AM
To: [email protected]
Subject: [UnschoolingDiscussion] xmas (and) Re: money issues
> I'm currently reading _Unplug the Christmas Machine: A CompleteGuide
> to Putting Love & Joy Back into the Season_ by Jo Robinson & JeanAlso, a good read along these lines is *Hundred Dollar Holiday: The
> Coppock Staeheli. Pretty good read. ***
Case for a More Joyful Christmas* by Bill McKibben.
I enjoyed the enlightening *history* of Christmas that was included
in the book, also.
Even if you don't do the $100 idea, the book is filled with wonderful
insights.
Here's a great link w/some questions answered by the author:
http://archive.salon.com/money/int/
Be Well ~
Anne
"List Posting Policies" are provided in the files area of this group.
Visit the Unschooling website and message boards: http://www.unschooling.com
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oups/S=1705081972:HM/EXP=1097150712/A=2376776/R=0/SIG=11ldm1jvc/*http://prom
otions.yahoo.com/ydomains2004/index.html> click here
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[Non-text portions of this message have been removed]
Nichole Fausey-Khosraviani
Both books look great. I hope I can find them at the library, or 75% Off Books. We do something different every year for Christmas. This year, my daughter will be away with family in PA, so our celebration will focus more around New Year's.
Nichole
Nichole
----- Original Message -----
From: AnneO
To: [email protected]
Sent: Wednesday, October 06, 2004 7:05 AM
Subject: [UnschoolingDiscussion] xmas (and) Re: money issues
> I'm currently reading _Unplug the Christmas Machine: A Complete
Guide
> to Putting Love & Joy Back into the Season_ by Jo Robinson & Jean
> Coppock Staeheli. Pretty good read. ***
Also, a good read along these lines is *Hundred Dollar Holiday: The
Case for a More Joyful Christmas* by Bill McKibben.
[Non-text portions of this message have been removed]
julie w
Nichole Fausey-Khosraviani wrote:
it for you through inter-library loan.
As much as I love to buy books, and boy do I love to buy books, I can't
just buy everything I want to read so being able to get pretty much any
book though my library has been great. Sometimes there is a small charge.
Julie W
>Don't forget if you can't find a book at YOUR library they can still get
> Both books look great. I hope I can find them at the library, or 75%
> Off Books.
it for you through inter-library loan.
As much as I love to buy books, and boy do I love to buy books, I can't
just buy everything I want to read so being able to get pretty much any
book though my library has been great. Sometimes there is a small charge.
Julie W
Andy Holly Clarke
i read one of those books
they are good
but not really a lot on money and kids. at least nothing that i found
helpful.
thanks so much
holly
they are good
but not really a lot on money and kids. at least nothing that i found
helpful.
thanks so much
holly
----- Original Message -----
From: "Joni Zander" <fotoceo@...>
To: <[email protected]>
Sent: Tuesday, October 05, 2004 3:11 PM
Subject: [UnschoolingDiscussion] Re: money issues
>
>
> Holly,
>
> I don't know if this book would have the wording you're looking for,
> but it could be a fun way to get the whole family involved in being
> frugal. "The Tightwad Gazette (I & II) by Amy Dacyczyn (pronounced
> decision). You should be able to find them at your library. You could
> turn being frugal into a kind of on-going scavenger hunt.
>
> Joni Zander
> FotoCEO@...
> On Oct 5, 2004, at 6:31 AM, [email protected]
Anne O
***As much as I love to buy books, and boy do I love to buy books, I can't
that told you how *not* to spend money (even though I do just that at times,
I still feel weird about it!)!
I think that when I see the *Simple* magazine at the checkout (is that what
it's called?)..."Spend $5 on me so that you can learn how to live more
simply!" (like...living without those magazines? ;-)
Kinda like buying a *curriculum* that will *teach* you how to unschool...
Be Well ~
Anne
> just buy everything I want to read so being able to get pretty much anyYeah...it always seemed a bit contradicting to me, to *spend* money on books
> book though my library has been great.***
that told you how *not* to spend money (even though I do just that at times,
I still feel weird about it!)!
I think that when I see the *Simple* magazine at the checkout (is that what
it's called?)..."Spend $5 on me so that you can learn how to live more
simply!" (like...living without those magazines? ;-)
Kinda like buying a *curriculum* that will *teach* you how to unschool...
Be Well ~
Anne
[email protected]
In a message dated 10/6/2004 3:50:38 PM Mountain Daylight Time,
ohman@... writes:
Yeah...it always seemed a bit contradicting to me, to *spend* money on books
that told you how *not* to spend money
=========
Hey, I've cluttered my house with anti-clutter books and articles. <g>
Sandra
[Non-text portions of this message have been removed]
ohman@... writes:
Yeah...it always seemed a bit contradicting to me, to *spend* money on books
that told you how *not* to spend money
=========
Hey, I've cluttered my house with anti-clutter books and articles. <g>
Sandra
[Non-text portions of this message have been removed]
[email protected]
In a message dated 10/6/2004 2:15:05 PM Eastern Standard Time,
demetria@... writes:
newsletters.
We also like Your Money or Your Life.
Demetria<<
**************************
Another good one, if you run across it, is "How to Survive Without A
Salary." This was such an easy read (I liked "Your Money or your Life" but they
lost me when they started talking about making lists, tables, gross income
divided by whatever...etc...) and kinda humorous too. Hey, this guy even ate
pigeons...if I remember right, he said they tasted kinda like Cornish hens... I
liked it because it got a little more into really examining your life and
realizing how little we really need to live happily and comfortably.
Nancy B.
[Non-text portions of this message have been removed]
demetria@... writes:
>>In our family my mom gives the kids toys and they seem to really like that.We love the tightwad gazette. My mom introduced me when she got the original
newsletters.
We also like Your Money or Your Life.
Demetria<<
**************************
Another good one, if you run across it, is "How to Survive Without A
Salary." This was such an easy read (I liked "Your Money or your Life" but they
lost me when they started talking about making lists, tables, gross income
divided by whatever...etc...) and kinda humorous too. Hey, this guy even ate
pigeons...if I remember right, he said they tasted kinda like Cornish hens... I
liked it because it got a little more into really examining your life and
realizing how little we really need to live happily and comfortably.
Nancy B.
[Non-text portions of this message have been removed]
nellebelle
In one of the Little House books, the family feasted on crows when crows descended on their corn. They tried at first to scare the crows away. When that didn't work, they started to eat them. Laura said they were delicious. No surprise that a corn-fed bird would taste good!
Mary Ellen
Mary Ellen
----- Original Message ----- Hey, this guy even ate
pigeons...if I remember right, he said they tasted kinda like Cornish hens...
[Non-text portions of this message have been removed]
Barbara Chase
>Don't forget if you can't find a book at YOUR library they can still getIf I really want to read a book but can't find it at the library, I often
>it for you through inter-library loan.
will get it used and then donate it to the library when I'm done. I'm
doing this right now with "The Unprocessed Child", which isn't in any of
the libraries in the nearby 5 counties!!
ciao
--bc--
[Non-text portions of this message have been removed]
Nichole Fausey-Khosraviani
That's a great point. I bought two copies for my group's unschooling lending library. I should donate one of them.
:o)
Nichole
:o)
Nichole
----- Original Message -----
From: Barbara Chase
To: [email protected]
Sent: Thursday, October 07, 2004 10:09 PM
Subject: Re: [UnschoolingDiscussion] xmas (and) Re: money issues
If I really want to read a book but can't find it at the library, I often
will get it used and then donate it to the library when I'm done. I'm
doing this right now with "The Unprocessed Child", which isn't in any of
the libraries in the nearby 5 counties!!
ciao
--bc--
[Non-text portions of this message have been removed]
"List Posting Policies" are provided in the files area of this group.
Visit the Unschooling website and message boards: http://www.unschooling.com
Yahoo! Groups Sponsor
ADVERTISEMENT
------------------------------------------------------------------------------
Yahoo! Groups Links
a.. To visit your group on the web, go to:
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b.. To unsubscribe from this group, send an email to:
[email protected]
c.. Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service.
[Non-text portions of this message have been removed]
[email protected]
In a message dated 10/7/2004 11:35:37 PM Eastern Standard Time,
barb@... writes:
doing this right now with "The Unprocessed Child", which isn't in any of
the libraries in the nearby 5 counties!!<<
**********************
Interlibrary loans at our library often will take months and months...I've
waited 6 months before!
So what I do, is buy a book (used if possible), then I resell it on Ebay
when I know I won't read it again. I often don't lose more than a few dollars
that way.
Nancy B.
[Non-text portions of this message have been removed]
barb@... writes:
>>If I really want to read a book but can't find it at the library, I oftenwill get it used and then donate it to the library when I'm done. I'm
doing this right now with "The Unprocessed Child", which isn't in any of
the libraries in the nearby 5 counties!!<<
**********************
Interlibrary loans at our library often will take months and months...I've
waited 6 months before!
So what I do, is buy a book (used if possible), then I resell it on Ebay
when I know I won't read it again. I often don't lose more than a few dollars
that way.
Nancy B.
[Non-text portions of this message have been removed]
Lisa H
<<***** Yeah, and he bought an "antique" pocket watch. <g>
love, Valerie
www.ubpub.com>>
Which, btw, he bought for 9 bucks and sold for 12!!! Talk about a real life learning lesson.
My dd has learned that by spending her money on supplies for jewelry she can sell the finished products and triple her initial investment a lot faster than saving in a bank.
Lisa Heyman
[Non-text portions of this message have been removed]
love, Valerie
www.ubpub.com>>
Which, btw, he bought for 9 bucks and sold for 12!!! Talk about a real life learning lesson.
My dd has learned that by spending her money on supplies for jewelry she can sell the finished products and triple her initial investment a lot faster than saving in a bank.
Lisa Heyman
[Non-text portions of this message have been removed]
Lisa H
<<So, Dear Lisa, mom to Fire, if you're here send me your address so my son
can ease his conscience. <g>>>
Oh Deb, and dear Dylan,
Pleeeaassseee...feel no shame in making an honest profit - assuming it was your (Dylan's) intention to sell the watch and didn't do it only because there was interest expressed in the item by Fire and he was merely attempting to please her material desires with immediate gratification <g>. My wish for you, Dylan, is that you can recognize that buying and selling can increase your purchasing power and perhaps you will generate the funds for a real antique watch. otoh- if you really did not intend to sell the item then please donate the money to a worthy cause. As we say, pass it on...
Lisa Heyman
New York
(mother to Roxanne and Fire)
[Non-text portions of this message have been removed]
can ease his conscience. <g>>>
Oh Deb, and dear Dylan,
Pleeeaassseee...feel no shame in making an honest profit - assuming it was your (Dylan's) intention to sell the watch and didn't do it only because there was interest expressed in the item by Fire and he was merely attempting to please her material desires with immediate gratification <g>. My wish for you, Dylan, is that you can recognize that buying and selling can increase your purchasing power and perhaps you will generate the funds for a real antique watch. otoh- if you really did not intend to sell the item then please donate the money to a worthy cause. As we say, pass it on...
Lisa Heyman
New York
(mother to Roxanne and Fire)
[Non-text portions of this message have been removed]
Julie Bogart
--- In [email protected], "Lisa H" <Lmanathome@m...> wrote:
Between the ages of 10 and 12, he baked cookies every week for profit. He took orders
from people in our neighborhood, sold some at our homeschool co-op and even sold
them in front of Walmart once.
In two years, he earned betwen 8-900 dollars. He spent $700 of it on Space Camp this last
summer.
His reliability in producing cookies led to summer mowing jobs and has expanded now to
odd jobs (painting, taking care of pets while owners are away, babysitting, etc.). He
continues to make cookies (made 8 dozen for perpaid orders on Sunday).
He understands the amount it costs to make one batch and is great at budgeting for his
supplies. He loves having money and has started an admirable collection of LOTR
paraphenalia (including old copies of JRR Tolkein books and a huge sword) all through e-
bay where he does the bidding himself. He also bought hs own clothes for fall "because he
could."
His current goal: to buy a laptop. After that, he plans to save for a trip to Costa Rica with
AFS. That trip will cost $4000 and he isn't even intimidated.
I'm blown away. One of the best things about unschooling for him (this is the kid who
wanted a curricula, by the way) is that he has had the time to pursue this business without
it taxing him or becoming a burden.
He has learned so many great things:
**How to present himself to people
**How to fulfill his commitments to produce a tasty produce on time
**How to budget
**How to use a recipe (double, triple, etc.)
**How to keep records
**How to have vision for a goal and then to realize it
**How to use E-bay
**How to be generous (there are times he has made an extra dozen as a gift to the family
- it's torture to smell these cookies baking and to know they are leaving the house!)
**How to work hard and translate his good reputation into more work (He knows more
members of our neighborhood than I do)
**How to plan ahead and budget his time
**How to celebrate his success (both with purchases and savings)
We have five kids. He is the only one who is this gung-ho. We've supported his energies
but have not "made it happen." The other kids are learning by watching him and I've seen
one of them earn $100 when given the chance to sell coupon books for his sports team.
Just had to share. :)
Julie B
> <<***** Yeah, and he bought an "antique" pocket watch. <g>lesson.
> love, Valerie
> www.ubpub.com>>
>
> Which, btw, he bought for 9 bucks and sold for 12!!! Talk about a real life learning
>finished products and triple her initial investment a lot faster than saving in a bank.
> My dd has learned that by spending her money on supplies for jewelry she can sell the
> Lisa HeymanGotta toot my son's horn.
Between the ages of 10 and 12, he baked cookies every week for profit. He took orders
from people in our neighborhood, sold some at our homeschool co-op and even sold
them in front of Walmart once.
In two years, he earned betwen 8-900 dollars. He spent $700 of it on Space Camp this last
summer.
His reliability in producing cookies led to summer mowing jobs and has expanded now to
odd jobs (painting, taking care of pets while owners are away, babysitting, etc.). He
continues to make cookies (made 8 dozen for perpaid orders on Sunday).
He understands the amount it costs to make one batch and is great at budgeting for his
supplies. He loves having money and has started an admirable collection of LOTR
paraphenalia (including old copies of JRR Tolkein books and a huge sword) all through e-
bay where he does the bidding himself. He also bought hs own clothes for fall "because he
could."
His current goal: to buy a laptop. After that, he plans to save for a trip to Costa Rica with
AFS. That trip will cost $4000 and he isn't even intimidated.
I'm blown away. One of the best things about unschooling for him (this is the kid who
wanted a curricula, by the way) is that he has had the time to pursue this business without
it taxing him or becoming a burden.
He has learned so many great things:
**How to present himself to people
**How to fulfill his commitments to produce a tasty produce on time
**How to budget
**How to use a recipe (double, triple, etc.)
**How to keep records
**How to have vision for a goal and then to realize it
**How to use E-bay
**How to be generous (there are times he has made an extra dozen as a gift to the family
- it's torture to smell these cookies baking and to know they are leaving the house!)
**How to work hard and translate his good reputation into more work (He knows more
members of our neighborhood than I do)
**How to plan ahead and budget his time
**How to celebrate his success (both with purchases and savings)
We have five kids. He is the only one who is this gung-ho. We've supported his energies
but have not "made it happen." The other kids are learning by watching him and I've seen
one of them earn $100 when given the chance to sell coupon books for his sports team.
Just had to share. :)
Julie B
Diana Tashjian
I've often thought about suggesting baking food or something like that
to my son as a way to make money (he likes money, too :o)) but I've
always wondered about things like business licenses, sales taxes,
complying with sanitation regulations around food preparation and
handling, etc. Has your son had to tackle any of these?
Thanks!
Diana Tashjian
to my son as a way to make money (he likes money, too :o)) but I've
always wondered about things like business licenses, sales taxes,
complying with sanitation regulations around food preparation and
handling, etc. Has your son had to tackle any of these?
Thanks!
Diana Tashjian
----- Original Message -----
From: "Julie Bogart" <julie@...>
<snip>
> continues to make cookies (made 8 dozen for perpaid orders on
Sunday).
<snip>
Nisha
--- In [email protected], "Julie Bogart"
<julie@b...> wrote:
did he go to? I used to do the jr high level of space academy in
Huntsville. Being a counselor there was probably the most fun I've
ever gotten paid for.
I want my kids to go there if they have an interest, and both of them
are very interested in space related things, so I'm hoping they want
to go.
If he's interested in doing things that are science related, he might
look into the JASON project.
You have to jump thru some hoops to do it, but the local science
museum here did a live link up last year from the jungle, I think in
costa rica, but I could be wrong. This year they are in the swamps of
Louisiana. But they have to write an essay and submit what is
basically a resume to get picked for the project. It's really a very
cool program, and there were a couple of homeschoolers(not sure if
they were unschoolers) on the project last year. It was interesting
to watch how they document things, and do the experiments. Seeing
the kids, some of them fairly young, working with scientists, doing
research about things they were really interested in, was something I
liked seeing.
http://www.jasonproject.org/ is the link. I can't find the page that
lists how to get to be apart of the yearly trip, but if you contace
one of the people closest to you about it, I'm sure they can give you
specifics. Evidently they sell a cirriculum for schools, and have
developed a seperate one for homeschoolers, but I'm nut sure if
anyone here would be interested in that. IF I recall, it's kind of
pricey.
Nisha
<julie@b...> wrote:
> Gotta toot my son's horn.profit. He took orders
>
> Between the ages of 10 and 12, he baked cookies every week for
> from people in our neighborhood, sold some at our homeschool co-opand even sold
> them in front of Walmart once.on Space Camp this last
>
> In two years, he earned betwen 8-900 dollars. He spent $700 of it
> summer.Sounds like a very fiscally motivated young man. LOL WHich space camp
>
did he go to? I used to do the jr high level of space academy in
Huntsville. Being a counselor there was probably the most fun I've
ever gotten paid for.
I want my kids to go there if they have an interest, and both of them
are very interested in space related things, so I'm hoping they want
to go.
If he's interested in doing things that are science related, he might
look into the JASON project.
You have to jump thru some hoops to do it, but the local science
museum here did a live link up last year from the jungle, I think in
costa rica, but I could be wrong. This year they are in the swamps of
Louisiana. But they have to write an essay and submit what is
basically a resume to get picked for the project. It's really a very
cool program, and there were a couple of homeschoolers(not sure if
they were unschoolers) on the project last year. It was interesting
to watch how they document things, and do the experiments. Seeing
the kids, some of them fairly young, working with scientists, doing
research about things they were really interested in, was something I
liked seeing.
http://www.jasonproject.org/ is the link. I can't find the page that
lists how to get to be apart of the yearly trip, but if you contace
one of the people closest to you about it, I'm sure they can give you
specifics. Evidently they sell a cirriculum for schools, and have
developed a seperate one for homeschoolers, but I'm nut sure if
anyone here would be interested in that. IF I recall, it's kind of
pricey.
Nisha
Julie Bogart
--- In [email protected], "Diana Tashjian" <dtashjian@c...>
wrote:
had to package the cookies individually (with saran wrap) if he sold them in a public place
(like Walmart). But for the neighborhood, there weren't any regulations at all. I suppose if
he got really big (there is some kind of earning limit), he'd need the nice kitchen etc.
One of my friends sells cheesecakes to a local coffee house and she just uses her kitchen
and doesn't have to meet any state regulations. I think it has to do with volume of sales.
So he just bakes the cookies in our kitchen, using our oven, and pcakages them in saran
wrap (half a dozen in each package) and then puts them in a ziplock bag.
We donate the wrap and bags to his cause. :)
One tip: Get a truly tasty recipe, take a plate of samples around the neighborhood on the
first trip (when getting orders) and be sure the cookies are just out of the oven and still
warm. Chocolate chip cookies (he makes c.c. oatmeal ones) are irrisistible when warm. :)
Julie B
wrote:
> I've often thought about suggesting baking food or something like thatWe did look into it when he began for our state (Ohio). The only rule I remember is that he
> to my son as a way to make money (he likes money, too :o)) but I've
> always wondered about things like business licenses, sales taxes,
> complying with sanitation regulations around food preparation and
> handling, etc. Has your son had to tackle any of these?
>
> Thanks!
> Diana Tashjian
had to package the cookies individually (with saran wrap) if he sold them in a public place
(like Walmart). But for the neighborhood, there weren't any regulations at all. I suppose if
he got really big (there is some kind of earning limit), he'd need the nice kitchen etc.
One of my friends sells cheesecakes to a local coffee house and she just uses her kitchen
and doesn't have to meet any state regulations. I think it has to do with volume of sales.
So he just bakes the cookies in our kitchen, using our oven, and pcakages them in saran
wrap (half a dozen in each package) and then puts them in a ziplock bag.
We donate the wrap and bags to his cause. :)
One tip: Get a truly tasty recipe, take a plate of samples around the neighborhood on the
first trip (when getting orders) and be sure the cookies are just out of the oven and still
warm. Chocolate chip cookies (he makes c.c. oatmeal ones) are irrisistible when warm. :)
Julie B
Julie Bogart
--- In [email protected], "Nisha" <nishamartin@y...> wrote:
I used to do the jr high level of space academy in
> Huntsville.
That's the one! He loved it. We had made a deal with him initially that if he could raise the
money to pay for space camp, we'd cover the flights. He is really into astronomy and has
his own telescope. He loves to watch the night sky and has taught me everything I know
about stars and planets (and meteor showers!).
His time at camp was thrilling and the team he was on named him "Cookie Monster"
because he was the only kid to have paid for his trip to camp.
Being a counselor there was probably the most fun I've
> ever gotten paid for.
He said he'd love to be a counselor there some day.
> If he's interested in doing things that are science related, he might
> look into the JASON project.
I have never heard of this so thanks for the tip! I sent this email to Jacob and we'll discuss
it. Thanks for all your help.
Julie B
Robyn Coburn
<<<<One of my friends sells cheesecakes to a local coffee house and she just
uses her kitchen
and doesn't have to meet any state regulations. I think it has to do with
volume of sales.>>>
You may enjoy reading about "The Muffin Lady", Linda Fisher. She wrote her
story in the introduction to her nice little cookbook of that title. She
began by selling muffins from her little red wagon. When she had a problem
with the health department, the local community (also her customers) rallied
around her and she was offered the use of the local firehouse commercial
style kitchen. It's a nice story of someone following their passion to earn
a living and finding fulfillment in the process.
Robyn L. Coburn
---
Outgoing mail is certified Virus Free.
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uses her kitchen
and doesn't have to meet any state regulations. I think it has to do with
volume of sales.>>>
You may enjoy reading about "The Muffin Lady", Linda Fisher. She wrote her
story in the introduction to her nice little cookbook of that title. She
began by selling muffins from her little red wagon. When she had a problem
with the health department, the local community (also her customers) rallied
around her and she was offered the use of the local firehouse commercial
style kitchen. It's a nice story of someone following their passion to earn
a living and finding fulfillment in the process.
Robyn L. Coburn
---
Outgoing mail is certified Virus Free.
Checked by AVG anti-virus system (http://www.grisoft.com).
Version: 6.0.773 / Virus Database: 520 - Release Date: 10/5/2004
Ali Kat
Most times, kids slide by on the bakery thing. They're cute... not fair, but sometimes they do. However, if someone really gets a bug they can make an issue of potential food-borne illnesses, etc...
Check with your local Health Department for food service rules, codes, and safe food-handling regulations. Additionally, most in-home bakeries are regulated/licensed by the Department of Agriculture and do require some type of inspecting, etc. Some things may vary by state. The only time they are not regulated is if you are offering the items for donation only without any "suggested" price - just strict donation. I would suggest getting the info on safe food-handling from your local health departmetn though - it can be interesting and helpful.
As far as buisness licenses go, that also varies by state and locality. Again, kids usually skate on this issue too, but if you want you can check into it. You can check with the state on different types of buisness organizations and associated filing fees, check your local city/township/municipalities for additional licensing and zoning regulations. Usually you need some type of vendor's license too. I believe they don't charge sales tax on prepared foods in Ohio, but that may vary by state - I don't know. Your local SBA (Small Business Association) is great for all that info too - and you can find them online. Many times the SBA even has pre-made packets of all the different forms and information related to the type of business you want to start. Very informative resource.
---------------------------------
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Check with your local Health Department for food service rules, codes, and safe food-handling regulations. Additionally, most in-home bakeries are regulated/licensed by the Department of Agriculture and do require some type of inspecting, etc. Some things may vary by state. The only time they are not regulated is if you are offering the items for donation only without any "suggested" price - just strict donation. I would suggest getting the info on safe food-handling from your local health departmetn though - it can be interesting and helpful.
As far as buisness licenses go, that also varies by state and locality. Again, kids usually skate on this issue too, but if you want you can check into it. You can check with the state on different types of buisness organizations and associated filing fees, check your local city/township/municipalities for additional licensing and zoning regulations. Usually you need some type of vendor's license too. I believe they don't charge sales tax on prepared foods in Ohio, but that may vary by state - I don't know. Your local SBA (Small Business Association) is great for all that info too - and you can find them online. Many times the SBA even has pre-made packets of all the different forms and information related to the type of business you want to start. Very informative resource.
---------------------------------
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[email protected]
In a message dated 10/13/04 1:48:52 PM, dezigna@... writes:
<< She
began by selling muffins from her little red wagon. When she had a problem
with the health department, the local community (also her customers) rallied
around her and she was offered the use of the local firehouse commercial
style kitchen. >>
That's cool!
Laws are different city to city, I think (or county to county) about what can
be sold how. Last I knew, the strictest laws apply to non-baked goods here
(notably things like tamales and burritos, chicken sandwiches, that kind of
thing). Pies, cakes, cookies--very loose, because they keep well and are
unlikely to produce food poisoning (if they even can at all).
Sandra
<< She
began by selling muffins from her little red wagon. When she had a problem
with the health department, the local community (also her customers) rallied
around her and she was offered the use of the local firehouse commercial
style kitchen. >>
That's cool!
Laws are different city to city, I think (or county to county) about what can
be sold how. Last I knew, the strictest laws apply to non-baked goods here
(notably things like tamales and burritos, chicken sandwiches, that kind of
thing). Pies, cakes, cookies--very loose, because they keep well and are
unlikely to produce food poisoning (if they even can at all).
Sandra